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Morgan and Pottinger,P.S.C

Submitted by Paige on Mon, 10/30/2006 - 09:03
Posts: 18
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Does anyone know about these folks? They state they are a collection agency under the counsel of Rose and Scrogan.

Paige


I found this info on the BBB website. They are based in Louisville, KY but have an address in NY.

Morgan & Pottinger PSC
120 E. Market Street (502) 589-2780
New Albany, IN 47150

They've only had 1 complaint against them in the past 36 months and it was resolved, so they have a satisfactory record with the BBB. You can send them a written debt validation letter via certifed mail/return receipt requested if they won't give you any info over the phone.

There's a debt validation template letter you can use to send to them. You'll need to personalize it to meet your needs, but it will help you compose the letter.

http://www.debtconsolidationcare.com/letters/sample6.html



Morgan & Pottinger PSC
133 W. Short Street (502) 589-2780
Lexington, KY 40507

Additional Telephone Numbers
(812) 948-0008

(859) 253-1900


Submitted by Tiffany99 on Mon, 10/30/2006 - 09:24

Tiffany99

( Posts: 1058 | Credits: )


If the company has called you on phone, they are legally supposed to send the written info about the debt within five business days. You should get something in your mail within this time or else, send a debt validation letter.

Send the letter through certified mail with return receipt requested. Keep a copy of the letter in your folder so that you have enough proof of your actions and steps taken to resolve this matter.


Submitted by IncredibleHelp on Mon, 10/30/2006 - 09:32

IncredibleHelp

( Posts: 492 | Credits: )


They are right, there is nothing at this address. At least not a law firm. Not even in 2009. I could know! I live here and was just down there two days ago. But I am not surprised they file lawsuits on everybody around here, violates Statute of Limitations, hound harass people for old dead debts. Which has been dead for years. But when you try and contact them to ask them to show you the original bill they never response. No matter how many times you send them a letter.


Submitted by on Wed, 08/19/2009 - 22:00

( Posts: 202330 | Credits: )


One small correction their collections division is at:
204 E Market Street
Louisville, KY 40202
(502)560-6700

There is another office in Louisville where all the attornys work:
601 W Main Street
Louisville, KY 40202
(502) 589-2780

and the Lexington office is at:
133 West Short Street
Lexington, KY 40507
(859)253-1900


Submitted by on Wed, 11/11/2009 - 06:12

( Posts: 202330 | Credits: )


Quote:

Originally Posted by Anonymous
yeah they sent a sheriff to my apartment to collect on an old debt from 2003 from another company. I didn't know what else to do so I arranged payments with them.


what a crock.do you even see what you are typing.any sheriif will not go to collect from anybody.to close this response the this stupidity.


shillin,shillin,shillin.keep them shills a shillin.


Submitted by paulmergel on Tue, 06/15/2010 - 22:26

paulmergel

( Posts: 15514 | Credits: )


Do they still occupy this office to date (June 27th 2010). I received a letter from them for a debt that is 9 years old. Can they even do anything with tis debt? The interest rate has grown 10 hundred times the original debt. I would have to sell my kids to pay it.


Submitted by on Tue, 06/29/2010 - 04:33

( Posts: 202330 | Credits: )


Quote:

Originally Posted by Anonymous
Do they still occupy this office to date (June 27th 2010). I received a letter from them for a debt that is 9 years old. Can they even do anything with tis debt? The interest rate has grown 10 hundred times the original debt. I would have to sell my kids to pay it.


unless this is for a student loan,or mortgage.it is past the SOL.send them a DV letter certified mail return receipt.then watch them dissappear.


Submitted by paulmergel on Tue, 06/29/2010 - 05:13

paulmergel

( Posts: 15514 | Credits: )


If you make an agreement w/ them and don't pay they will levie your bank out and wipe it out, you will then have fees from your bank that will place you in a negative. They get approval from the courts for garnishment on your account, then they said it to every bank in the area to find you.

Always remember, according to my husband who is a debt collector, always ask them to show you proof of your signature approving/accepting the debt, example, your signature on a credit card application. If they can't furnish you this, they have no ground to stand on. anything older than 7 yrs they can't collect on, unless you start making pmts and that will start the 7 yrs over.

My mom has been jobless for 2+ years when the company that she had been employeed w/ for 22 yrs shut their door. She told them that she wanted to pay her debt, the Christian thing to do, but umemployment ran out, she has no funds.. they sucked her dry!!!!


Submitted by on Tue, 06/29/2010 - 08:40

( Posts: 202330 | Credits: )


I'm dealing with these scumbags now. I was divorced at the time of a credit card debt in 2003. I've since remarried and since I'm on my husband's bank acct although I am unemployed at the time they have gotten a judgement to garnish his acct for MY debt. I hadn't been contacted or anything but they still did this. I called to try and arrange payments and they refused and kept trying to twist my words around that I was refusing to pay when what I was saying was I could pay 1/2 now and wanted to arrange payments. Disgusting people.


Submitted by on Tue, 07/20/2010 - 08:25

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BEWARE!!! They are liars and crooks...I know this because I was young and stupid and got stuck by them. Four years of paying 50 dollars a month and only paid 200 dollars towards the balance in that time. For you math wizards that's $1800 paid over the four year period.


Submitted by on Mon, 09/13/2010 - 19:43

( Posts: 202330 | Credits: )


I sent two payments in Sept. They held my check and garnished my bank account. When I called, they said they never recieved my check therefor it was never sent. The day after they wiped out my checking account, low and behold !!!! they cashed my check. When I called them, they said that the money had been put toward my next two payments. I ask for something in writing to this effect, but they said they could not get that personal with all their clients. Today was the day the payment would have been due IF they had not cashed my check and applied it to the next two payments. Next one due on Jan. 15. Guess what! The man I spoke to said that the payment was due today. When I told him HE had said it was not due again until Jan. 15, he said he would adjust their records. But could not sent any paperwork. His name is BILL. That is my story and I believe that they are as previously stated liars and crooks.


Submitted by on Mon, 11/15/2010 - 14:33

( Posts: 202330 | Credits: )


I am wondering just how to handle these people as well. They called and offered to set up a payment plan on a capital one debt on which the card has been closed for 2 years. They called first about 4 months ago. When I told them we were having to move out of our home because my husband was not working, the agent said I could call back to make arrangements. Now we have moved in with family and he is still out of work and they called this week and threatened to sue me unless I paid the balance in the next 2 months!! They said the balance was $1300 on a debt that started out at appx $700. Can they do this with the interest?! She said they are charging me $0.25 per day in interest. Even if I can pay $20 per pay check (which I might barely be able to scrape by) this will defeat the purpose of trying pay down the balance!! She didn't care that I have kids to take care of either, she just said - matter-of-factly, "Oh well, if you don't pay us then we can garnish your wages for up to 25% of what you make." I really hope she never has to worry about feeding kids and her husband losing hisr job. I wonder if they know how hopless they make people feel. Didnt they ever learn that you catch more flies with sugar than you do with shit?!


Submitted by on Sat, 11/20/2010 - 06:56

( Posts: 202330 | Credits: )


Has anyone been sued by them? I recently got a letter stating that I owe twice the about of an old debt. Obviously I am unable to pay it b/c I'm an unemployed college student. The debt is from 2006. Just wondering what they could possibly do to me since I've got NOTHING.


Submitted by on Mon, 11/29/2010 - 17:41

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Their office is located in the back - on the little road that goes up behind the firehouse there at the corner.


Submitted by on Wed, 02/02/2011 - 12:21

( Posts: 202330 | Credits: )


Seriously, is this place really even legit?? I just received something from my local Sheriffs office and apparently I have a debt from 2000 and the place it states that I owe doesn't even sound familiar to me. I also tried to fax every single fax number that they have on these papers and even looked on their website and faxed those numbers and none of them are fax numbers. I find this to be very strange. After reading all the things that everyone has posted about being scammed by them it makes me wonder where does the money go that they are getting from everyone??


Submitted by on Fri, 03/25/2011 - 10:52

( Posts: 202330 | Credits: )


doublecharged????? lawddd..they just added $21,000 to my 6k sumthin bill.. (like my friend says"dis sum bullsh*t")..then again..im about to start new job...ummm..overseas.I wonder if they can garnish my wages or accounts over there??


Submitted by on Wed, 05/18/2011 - 10:16

( Posts: 202330 | Credits: )


:confused:morgan & pottinger ain't shit they claim cause i missed one payment back in may of last yeat gave the the right to take my fucking money out of my account during tax time but i never was late or missed another payment and they didn't send me no reminder letter they claim they did but that was a damn lie. but them bitches aint sent me my damn receipt on them getting they damn money and they haven't released me from the credit burea yeah they low down!


Submitted by on Tue, 05/15/2012 - 15:33

( Posts: 202330 | Credits: )


I returned the inquiry of Morgan and Pottinger, P.S.C. in Louisville in regards to collecting on an age-old defaulted debt, just as a courtesy to the institution to tell them that I am receiving only disability income of $694 per month, which the Social Security Administration tells me is not considered income. I spoke with a person who would only tell me his name is Kenneth who insisted that I provide him/them with all the information necessary to arrange payments to discharge my debts to LVNV funding from this barely life-sustaining source. It's this kind of feedback that makes me glad, and I mean glad, that I have such a serious heart condition, that I am not expected to last more than 2 more years, according to my doctors at the V.A. Medical Hospital...and yes, I am a decorated Vietnam Veteran.
These individuals would make Ebeneezer Scrooge, before his epiphany, look like a charitable philanthropist. My only comfort and consolation in this matter is that their unyielding, insensitive, and unsympathetic efforts for collection on me will cease on the day of my demise. :(:(:(


Submitted by on Fri, 06/29/2012 - 14:41

( Posts: 202330 | Credits: )


Why don't you all respond to certified mailings requesting verification of debts?
Why don't you respond with letters stating this is an attempt to collect a debt with the debt information on the letter?

Apparently you are not trustworthy and therefore, I have handed all the information listed in all these posts to my attorney to handle.

I have been getting phone calls for over 2 months and I don't have an outstanding debt and they don't leave messages for you to return thier calls.....

My attorney will handle this deal!


Submitted by on Tue, 08/07/2012 - 11:21

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