National Credit Adjusters
Date: Tue, 02/06/2007 - 06:38
I have read numerous old posts and I'm not seeing where anyone has filed complaints on them?
Am I looking in the wrong areas?
go to budhibbs.com.........you wont think theres any good about
go to budhibbs.com.........you wont think theres any good about 'em when your done reading
;)
*chuckle*
Find out from your attorney general's office for the collection
Find out from your attorney general's office for the collection fees permissible in your state. This should not be more than the fees already mentioned in the contract that you signed with the original creditor. If the CA is charging more than the legal amount of your state, this can be your important defense in case you want to take them to the court.
Got an email of the balance from Westbury Ventures
Your balance is now $570.00. If you can have $400.00 of that paid here by 2/16/07 I will agree to waive the rest of what you owe. Will this work 4 you?
Here is the information you will need to send your agreed upon payment on its date due. MoneyGram payments can be made at any MoneyGram location, or Walmart.
Receive code-4959
Company/PayTo-LTS management
City/State-Henderson, NV
Loan ID/account#-220386
Attn:Ryan Hall
Even more, if they are charging an illegal amount, this can be y
Even more, if they are charging an illegal amount, this can be your important claim against NCA, not just a defense. Regarding the lack of complaints, most companies have a confidentiality agreement signed when they agree to pay a debtor for illegal harassment or illegal collection activities. Sometimes a lack of chatter about a certain company can mean they settle claims quickly.
Original loan was for 300.00 ( I believe) INPUT NEEDED
Quote:
Legal Status: Legal Citation: Ind. Code Ann. ???? 24-4.5-7-101 et seq. Loan Terms: Maximum Loan Amount: $500 (not to exceed 15% of borrower's monthly gross income) Loan Term: Min: 14 days Maximum Finance Rate and Fees: 15%: $0-$250; 13%: $251-$400; 10%: $401-$500 Finance Charge for 14-day $100 loan: $15 APR for 14-day $100 loan: 390% Debt Limits: Maximum Number of Outstanding Loans at One Time: One per lender; Two total Rollovers Permitted: None (cannot renew, repay, refinance or consolidate) Cooling-off Period: 7 days after 6 consecutive loans Repayment Plan: After 6 consecutive loans, lender must impose a 7 day cooling off period or convert to an installment loan payable in more than 4 installments at a rate no greater than 36% APR Collection Limits: Collection Fees: One $20 NSF fee; additional charges may apply when check or authorization to debit was used to defraud another Criminal Action: Prohibited |
Does this sound right from the post above?
Got the origional lender
It was for Platium B Services-AKA SJM Marketing......
the loan was for 300.00.....The balance is 570.00? I dont get it....