issue with Nationwide Collections asking for 29.44
Date: Tue, 10/21/2008 - 14:46
I am a guy that pays all of his bills on time all my life. I take pride in that, but today i just got a letter from a debt collection agency named Nationwide Collection Inc. This company is asking for $29.44 from a debt to Columbia House. 1st it was over 6 years ago when i was a member with that organization and if my memory served me right i closed the account with a zero balance. What really gets me on how this company wrote this letter. they wrote in large bold letters UNLESS WE RECEIVE PAYMENT, WE ARE READY TO CONSIDER THE ISSUE OF LEGAL PROCEEDING IN THE COUNTY COURT. then they went on telling me a court judgment would make it difficult to get credit. They mentioned legal action 8 times, and they told me that this default has not YET been reported to the three credit agencies. they have a section to leave your credit card # ETC. and mail it into them to prevent legal action. Something is not right with this, one it seems like a scam if it not they had to violate some form of law? All the bark over 30 bucks, looks like there after a credit card number. What my question is are these guy legit Nationwide Collections? or should call the police or a state agency. I live in Minnesota if that helps thanks. I also checked with the department of Commerce and they are not licensed with MN
SOL in MN is 6 years and their letter smacks of overshadowing an
SOL in MN is 6 years and their letter smacks of overshadowing and they are misrepresenting the legal status of the debt. Repsond with a debt validation request. Remind them of the liability of making threats for legal action on a time barred debt could cost much more than $30. Have you pulled your reports to see if this is reporting?
