Need a valid answer for a Summons, help!
Date: Tue, 10/13/2009 - 22:53
I was told that I do not have a valid answer for the civil summons, I live in NJ. The Plaintiff is GE Money Bank - Lyons,Daughty & Veldhus.PC
Nationwide Credit sent a letter this last February, when I asked for validation, the reply came from the law firm. The only validation I received was the amount and GE Bank as the creditor. I sent another validation letter to the law firm, was sent court papers, that are valid I called the court.
I called GE and they told me the account was charged off on July 26, 2009.
Here are the options
1. The goods or services were not received.
2. The goods or servoces received were defective.
3. The bill has been paid.
4. I/We did not order the good or services.
5. The dollar amount claimed by the plaintiff(s) is incorrect.
6. Other-Set forth any other reason why you believe money is not owed to the plaintiff(s).
I would like to settle the debit but I am unemployed and just finished my last extention of benifits. The only income I have Social Security.
Should I ignore the summons and let them get a jugement which they'll put a lien on my house?
Confused
Amber421
Nationwide Credit sent a letter this last February, when I asked for validation, the reply came from the law firm. The only validation I received was the amount and GE Bank as the creditor. I sent another validation letter to the law firm, was sent court papers, that are valid I called the court.
I called GE and they told me the account was charged off on July 26, 2009.
Here are the options
1. The goods or services were not received.
2. The goods or servoces received were defective.
3. The bill has been paid.
4. I/We did not order the good or services.
5. The dollar amount claimed by the plaintiff(s) is incorrect.
6. Other-Set forth any other reason why you believe money is not owed to the plaintiff(s).
I would like to settle the debit but I am unemployed and just finished my last extention of benifits. The only income I have Social Security.
Should I ignore the summons and let them get a jugement which they'll put a lien on my house?
Confused
Amber421
Quote:Originally Posted by Amber421Should I ignore the summons a
Quote:
Originally Posted by Amber421 Should I ignore the summons and let them get a jugement which they'll put a lien on my house? Confused Amber421 |
That would be the last thing that you would want to happen to you. If you're on social security then it can't be garnished even if the creditor wins a judgment against you.
You may find the following link useful in filing a reply to the summon.
"http://www.nedap.org/hotline/court.html"
