Nelson Watson & Associates - are they collecting debt for LVNV?

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Reason: Providing incorrect information to original poster and making indirect threats.

Anyone?

look for skydiver,or cajunbulldog.they can
assist you with this.if you register you can PM them.i know they can help you with this.

I had just about the same thing happen. I filed a counter claim against the collection company who filed in court and it was all dismissed the day of the hearing, basically because they didn't have anything to prove it was mine because they had "purchased" it from a collection agency who purchased it from the original credit card company. I didn't hire an attorney, I just completed a counter claim, took it to the courts where they filed, had it filed and it went fromt here.

Was this letter from Nelson their first letter to you?Answer is very important as validation notice is only required on first contact letter.

Yes the very first letter I got was from Nelson watson. It didn't have the 30 day disclosure.

About one month later I get a letter from LG&W but it did have the disclosure, at that time I didn't know my rights, I thought it was a scam.

I only found out my rights 3 months ago, after I filed an answer to LG & W. I requested validation during discovery but they said that the C&D was for in writing too but the letter said they could only respond in writing if it was for validation.

Nelson would be in violation for failure of notice,but if that is only violation I would not go after them.LG & W are arguing semantics & basically bulldozing you with garbage. Any communications during a lawsuit are permitted and really required to keep the case moving. If they have not yet complied with discovery,send them a final letter explaining the next letter will be a motion to compel discovery from the judge.Good luck.

Just curious but have you ever moved from another address? If ther system indicated that they sent a first notication to any other address that you lived at then they are covered.

No, Same address all my life.

You don't mention whether this is a valid debt or if you contacted the attorney after receiving the first letter...
Instead of seeking legal counsel here, you might consider seeking out a consumer rights attorney near your home.

I did send a validation letter during discovery. They did not respond and every time I call to talk to the attorney on the case, he isn't there. The attorney who filed all the papers with the court is the president of the company but he is not the one on the case. They won't let me talk to him either. I thought that if a different attorney was working on the case, he would have to be listed.

I found about 5 errors on the signed affidavits by the president of the company. If he was such a good attorney, he said in the affidavit he is very familiar with the case, but one would think he would look over what he is signing. They are not typo's. In March they where asking for one amount, in May the same amount on page one but go to the 3rd page and the amount is less.

"The next letter I got was from Lustig Glaser & Wilson
dated 10/16/07. I never responded and now I am fighting it in court."

Why did you not respond?

At the time I didn't know my rights. I only found out this year by coming to this site.

Find a consumer rights attorney - consultations are usually free and they will let you know if you have a case. And if the debt is valid see if they are willing to negotiate out of court. Nobody wants a judgement.

That is very sound advice!

I was served by our Sheriffs in January09 that the firm of Lustig Glaser & Wilsons bringin me to court on behalf of First Resololution Investment Corp. I thought it was a scam as I had never heard of FRIC of LGW before. I was already in negotiations with Arrow for the same thing . Is there anything I can do to complete my negotiations with arrow, then go to court next month and prove the resolution with another firm? How many agencies can go after you at the same time?

Are you in Massachusetts?

If so dispute the fact that FRIC is not licensed to collect debt in Massachusetts.

Is the name of the attorney Kenneth C. Wilson? If so dispute that too. Bring up the fact that he purchases debts under a different business name, HEMLOCK GORGE HOLDINGS, LTD. which is not a law firm and no debt collectors work for his law firm. It is all another company that he owns that is operated from the same building. HEMLOCK GORGE HOLDINGS, LTD. Is NOT licensed to collect debt in Massachusetts either.

What are they suing you for and when was the last time a payment was made?