Northland Group with wrong name
Date: Mon, 09/24/2012 - 13:27
I have been receiving collection letters in the mail for months. First thing to take notice is my first name is mis-spelled. Second, it indicates I have an outstanding debt with Sears National Bank. I have never done any business with Sears, never had a credit card through them. I have only had one credit card and I still use it and pay regularly to it. I checked my credit report and no where it states any account with Sears.
They are offering me a settlement offer also. I will not contact via phone these people because I know their tactics from talking to others that they will start calling me with harrassment to pay a debt I do not owe.
Should I send them a letter stating my case and argument (withholding using my first name, replacing with only initial)? Should I also check to see if they are licensed and bonded to collect debts in my state? Also, if this was done in identity case, can I ask them to send me all data that is involved with this debt, when and where it took place?
They are offering me a settlement offer also. I will not contact via phone these people because I know their tactics from talking to others that they will start calling me with harrassment to pay a debt I do not owe.
Should I send them a letter stating my case and argument (withholding using my first name, replacing with only initial)? Should I also check to see if they are licensed and bonded to collect debts in my state? Also, if this was done in identity case, can I ask them to send me all data that is involved with this debt, when and where it took place?
I would just call them up on *67 and give your address and say,
I would just call them up on *67 and give your address and say, hey look, you have the wrong person I don't have an account with you.
