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Debtconsolidationcare.com - the USA consumer forum

Collection Notice

Date: Tue, 11/30/2010 - 20:26

Submitted by anonymous
on Tue, 11/30/2010 - 20:26

Posts: 202330 Credits: [Donate]

Total Replies: 1


Nelly,
Today I received a collection notice from RJM Acq. and outside of my first, and last name, and my address, nothing was correct. I have no connection to this bank or the overdrawn Wells Fargo account they inferred they had already notified me of. Neither the bank nor RJM have previously contacted me. They provided an incorrect middle initial, and an incorrect SS#. I have no debt, no past problems and an Equifax credit score of over 800. 1. Is there an ability for them to hurt me with obviously little but an address and similar name on the account? If I write back, I do not want to provide any personal information. 2. Will that potentially get them to go away? This appears to be them chasing my similar name, and not identity theft. 3. Are there any indicators of identity theft to you? Thx!


Good to hear that you have excellent credit score. You should not pay a single penny to the company. Ask the company to validate the debt first. When you get that information, it will be possible for you to know whether they have contacted the wrong person or not. Asking them to validate the debt will not hurt your credit score. Never ever disclose your confidential information such as bank account number, social security number, etc to the company. They may misuse the information. If they are not able to validate the debt, then send a Cease and Desist letter to them. If they still contact you, then you can file a lawsuit against the company. You can also check your credit score to see whether this company is listed on your credit report.


lrhall41

Submitted by Good Nelly on Wed, 12/01/2010 - 03:16

( Posts: 2846 | Credits: )