closed my account and got a new one because i had problems with pay day loans. i received a call from tony at 888-622-0222 stating he represented a payday loan company that i needed to pay. would not give me information on who pay day was with. today on my new account nrs (national recovery systems) took 252.00 without my permission. i do not know how they got my new account. called them and tehy stated tehy have ways to find out things to get you to pay your bills? is this legal for tehm to dao this? what can i do to get this money back?
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.