Payment agreement and getting charge off off CR
Date: Fri, 10/16/2009 - 11:16
I have a dell charge off. Amount at time of charge off in June was 1,500. I have received a letter from CA, pursuant to my inquiry, stating:
Our client, the OC, agrees to accept $1,500 as Paid in full on the above reference account. (account # is referenced above this language).
OC still owns the account and the CO is reported on my CR in June. I want OC to remove this. They've already sent me the payment agreement and I would love to get this underway but want charge off deleted from my CR. Do I need to negotiate a "pay for delete" or would the "paid in full" suffice to get the CO deleted with a dispute?
Our client, the OC, agrees to accept $1,500 as Paid in full on the above reference account. (account # is referenced above this language).
OC still owns the account and the CO is reported on my CR in June. I want OC to remove this. They've already sent me the payment agreement and I would love to get this underway but want charge off deleted from my CR. Do I need to negotiate a "pay for delete" or would the "paid in full" suffice to get the CO deleted with a dispute?
unless you negotiate it or do a pay for delete.it will show as c
unless you negotiate it or do a pay for delete.it will show as charge off paid.the OC legally doesn't have to delete the entry unless you either get it as part of the PIF or pay for delete.a dispute would be verified by the OC.those are the two options.
