Husband has a checking account (where he receives his pay through DD from DoD) with only his name on it. There is a joint account at the same bank. Judgement was granted against wife's debt (husband is not named in the court documents and is not responsible for the debt). However, both accounts were levied at the bank even the one in husband's name only. Is this legal? Oklahoma is not a community property state. How do we fix this, if possible..
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.