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Allied Interstate letter

Submitted by on Fri, 03/15/2013 - 11:47
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Hi,

I received a letter from Allied Interstate trying to collect around $2,500 from an old debt that was originally around $500, the letter states that if I decide to ask them for debt verification they will provide me with the paper work needed to do so.

I have understood that a collection agency by law cannot add more than what the original debt is for and they cannot take you to court if they're operating out of your home state.

I need some advice on how to deal with these people, because from $500 to $2,500 there's a big difference.


where did you hear that?well it's wrong.btw what kind od debt is this and when was the last payment made and what state are you in?allied interstate has offices all over the country so while they can't sue the origonal creditor sure can.one last thing it most likely was assigned and interest and fees can and do pile up.just an FYI.


Submitted by paulmergel on Fri, 03/15/2013 - 13:01

paulmergel

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Hi SoapLady,

Well the original creditor was Capital One then LVNV funding took over and now it's Allied Interstate.


Submitted by on Fri, 03/15/2013 - 20:45

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You understanding of collection laws is very wrong. Collection agencies dont sue...they hire collection attorneys in your state to sue you. And since interest was part of your original agreement, interest can continue to accrue.

Who is the creditor?? Most of the accounts that Allied handles are assigned accounts meaning that the original creditor still owns the debt. SOL in NJ is 6 years on open ended accounts so you still could be sued.


Submitted by SOAPLADY on Fri, 03/15/2013 - 19:33

SOAPLADY

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Hi Paul,

Well I live in NJ, last payment made to the original creditor was back in 2007 and it went into delinquency in 2008. The debt is an old credit card debt.


Submitted by on Fri, 03/15/2013 - 18:00

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