I hope I'm posting this in the correct forum, but my question is:
I filed a Chapter 13 bk last year. I included my Orchard Bank credit card that I had at the time in my bk. In the meantime, Orchard sent me a new credit card with a $300 limit. I know I shouldn't have accepted and activated it, but I did. My question is, if I sign up with their online bill payment to make my payments, what are the odds that they might drain my bank account for the old card that I had and included it in my bk? Do you think I would be safe to make payments through their website, or should I just do money grams and money orders?
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.