Another person with a Palisades issue
Date: Wed, 03/26/2008 - 18:02
Palisades is now sitting on all three of my credit bureaus attempting to collect the remaining amount of the settlement. I rummaged through old paperwork and found the settlement offer letter from the original collection agency, and I hand wrote the check number I paid the settlement with.
I faxed over the settlement letter to Palisades, and they told me that it wasn't sufficient proof that I had paid, even though the amount they are attempting to collect is exactly the amount of the difference between what I originally owed and the settlement offer.
I have contacted my bank to have them hunt down the check from 2004, but after seeing thousands of message board posts and rip off reports about this company, I'm a little worried that the cleared check from the original collection agency won't be sufficient. In addition, I'm worried that sending them a copy of my check is going to give them access to my bank account!
Should I send them a copy of the cleared check copy?
You should also send them a validation letter (you can find a go
You should also send them a validation letter (you can find a good template via my signature) send it certified mail, return receipt requested. If they cannot validate then they cannot legally report to the credit reporting bureaus as it could be construed as inaccurate information.
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Thank you, JCEMT!! I was thinking this morning that it makes no sense for me to go out of my way to prove to someone that I DON'T owe them money! I think I'll go ahead and send the validation letter. Again, thank you!
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Thank you, JCEMT!! I was thinking this morning that it makes no sense for me to go out of my way to prove to someone that I DON'T owe them money! I think I'll go ahead and send the validation letter. Again, thank you!
Your welcome, that is what we are here for. If you need any furt
Your welcome, that is what we are here for. If you need any further assistance in this matter please do not hesitate to post again.
You also should try getting a zero balance letter for the compan
You also should try getting a zero balance letter for the company you did the settlement with. That will go a long way to helping get this resolved.
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Funny you mention that, FYI, because I called the original collection company and asked them for that. They told me that when AT&T stopped using them, they took all of their records back and they no longer have any information regarding accounts they worked for AT&T.
why is it always like pulling teeth when trying to get real vali
why is it always like pulling teeth when trying to get real validation and confirmation of paying off settlements...from creditors on debt they say you still owe and are intruding into your life bothering you but will not provide the FACTS? I can not understand this and never will
In the case of debt buyers it comes down to the fact that they h
In the case of debt buyers it comes down to the fact that they have very little information to work with and since it no longer belongs to the original creditor they probably will not have anything further to do with it, which means the info that they have is all the info they will ever have.
It's a bunch of empty "Lost" cans...I was thinking when Moonie s
It's a bunch of empty "Lost" cans...I was thinking when Moonie stated
"They told me that when AT&T stopped using them, they took all of their records back and they no longer have any information regarding accounts they worked for AT&T. "
lost and empty ....were the only thoughts that entered my head after reading excuse this person was told ..a blond# moment perhaps?
