hsbc> osi> nco financial> the law offices of Gerald e. moore
Date: Thu, 09/11/2008 - 14:08
I've been recently harassed by these people as well,
A lady named Mrs. Spellman from GEM called my place of employment and left a message for HR in regards to my employment with the company. When told about this i went to equifax and had a credit report sent to me. I then noticed that an enquirey was made by The LAw offices of Gerald Moore and so i called them to see what it was in regards to.
I was put on the phone with Mrs. Spellman who informed me that this was a debt from Household Credit which ended in late 2004. The credit limit was $525.00 the ending balance with interest was $1200. The total amount now not including GEM fees is @$2000.00.
She said that i can put a third of $2000.00 down and make monthly payments for the next 3 months to pay it off completely.
I've heard about garnishing wages and legal action and since they've contacted my work, i think that they might try to go that way.
I did make payment arrangements with NCO who was representing Household but could not pay them what they wanted in the time that they gave me. They then called me twice a day for the next 6 months. Now i have The Law offices of Gerald E. Moore Harrasing me at work.
I started the original account in Ohio but have not lived there since 1999, It was one of those credit cards that charged an annual fee. I thought that i had paid it off but i failed to call to cancel it, which lead to interest and late fees and then collection.
I now live in Hawaii, What kind of jurisdiction do they have here? And which bar should i call to find out the legalities and my personal rights?
I want to pay the original amount of when it was closed, but these people are not giving me the option.
Can anyone give me any information?
Thank you for this site!
^ ^
x
A lady named Mrs. Spellman from GEM called my place of employment and left a message for HR in regards to my employment with the company. When told about this i went to equifax and had a credit report sent to me. I then noticed that an enquirey was made by The LAw offices of Gerald Moore and so i called them to see what it was in regards to.
I was put on the phone with Mrs. Spellman who informed me that this was a debt from Household Credit which ended in late 2004. The credit limit was $525.00 the ending balance with interest was $1200. The total amount now not including GEM fees is @$2000.00.
She said that i can put a third of $2000.00 down and make monthly payments for the next 3 months to pay it off completely.
I've heard about garnishing wages and legal action and since they've contacted my work, i think that they might try to go that way.
I did make payment arrangements with NCO who was representing Household but could not pay them what they wanted in the time that they gave me. They then called me twice a day for the next 6 months. Now i have The Law offices of Gerald E. Moore Harrasing me at work.
I started the original account in Ohio but have not lived there since 1999, It was one of those credit cards that charged an annual fee. I thought that i had paid it off but i failed to call to cancel it, which lead to interest and late fees and then collection.
I now live in Hawaii, What kind of jurisdiction do they have here? And which bar should i call to find out the legalities and my personal rights?
I want to pay the original amount of when it was closed, but these people are not giving me the option.
Can anyone give me any information?
Thank you for this site!
^ ^
x
Send them a DC letter along with a limited C&D letter advising t
Send them a DC letter along with a limited C&D letter advising them not to call you, your place of employment, relatives, friends or neighbors and contact should be by US mail only.
I answered your question in your other post. http://www.debtc
I answered your question in your other post.
http://www.debtconsolidationcare.com/collection-agencies/amount-chargeoff.html
