Paid vs Settlement
Date: Fri, 01/15/2010 - 14:42
I am really trying to get my credit fixed. I am a 19 yr old College student and i have tried the credit repair services through rmcn and that did not work. I owe only two more accounts one with Bank Of America which was as my credit report reads . I'm really up in the air with it because if me paying the balance i owe to them off or 33% off my credit report will not improve. I NEED MAJOR GUIDANCE WITH THIS!!!
Since the creditor wouldn't remove the negative information from
Since the creditor wouldn't remove the negative information from your report, you may consider settling the account instead of paying it in full. Settling the account wouldn't further worsen your situation. In fact you would see some improvement in the score when you settle it.
Just hang tight because the other would also post their views.
