collection company debited my account for numerous payday loans

Hi Dear Friend!
You have said that the debt collectors are debiting your account without authorization.
So, I think if you have their name and address, search it on the internet and go to their office directly. Discuss with them everything in detail and check what is the final result.

If you tell me their name I can help you to find their address.
The other option you may adopt is that you can contact a lawyer who is a specialist in how to deal with the debt collectors.

You may dial this number for having a conversation with debt collection specialists.

800-DEBT-913

I think these are the 2 options you can adopt.

Thanks! Please write again about the status of your problem.

Who are these lenders? Are they even legal? And what is the name of the collection agency? Do one thing. Put a hard debit check on your bank account so that they can't withdraw more money from you. And, a CA can't garnish your bank account without obtaining judgment against you. So, they have clearly violated the FDCPA law. You can file a lawsuit against them for this. If you have not borrowed these loans, then you have a high chance of winning the lawsuit and get back the refund.

I feel it's a scam.

Are thy legal? If yes, then call them and settled the debt. After that revoke the authorization. If they're illegal, then pay the principal amount and ask the bank to close your account.

First of all, if you don't pay off your payday loans, the lender can sue you in court. And if they win and the judgment goes against you, the court will order your lender to garnish your wages. So, to garnish your wages. a valid court order is MUST!! You should file a lawsuit against your lender asap.