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Ameriloan & VIP Loan Shop

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I been through all the steps trying to settle my internet PDL's on my own. 2 companies are making my life hell. Ameriloan is still owed $210 out of a $300 loan. I have asked for a western union or money gram and they will not accept payment this way or $210. I get an automated call from them everyday! Also VIP Loan Shop which I believe is out of the West Indies has sent me to PDM Associates. Ms Finch stated they sent me an email stating the take over of my account and validation but I advised I received nothing. I over paid them $25 and they aren't even showing my first loan paid in full they state I still owed $150 on that when I know they are full of crap! Has anyone ever been prosecuted or went into arbitration with these companies? What do I do about paying the 1 loan that I do actually owe $210?




Another question, do I only sent the validation letter to the collection agencies? If so I can't find an address for this PDM Associates and Ms Finch!!! Ameriloan has not sent me to a collection agency other than another department in their business.

Sub: #1 posted on Wed, 06/24/2009 - 22:06

j.tara j.tara

(Posts: 17 | Credits: )

Send Ameriloan a Post Office money order for the $210 by certified mail with a return receipt. They will take it. They want your banking info so they can take more than they are entitled to.

Keep a copy of the M.O. and the receipt that the Post Office gives you with the certified mail receipt and the green card. About a week after the green card is returned check with the P.O. and see if the M.O. has been cashed. Note the date if it was and see if you can get a copy of the negotiated check for your records. Keep this all in one place so that if you do get turned over to a CA you can show them that the loan was paid.

They only thing you have to worry about is if they have applied additional fees to the past due balance.

Sub: #2 posted on Wed, 06/24/2009 - 22:20

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But do those fees apply if they are an illegal pdl company? They are claiming $210 in fees.

Sub: #3 posted on Wed, 06/24/2009 - 23:46

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I owe these people money and I just want to have it paid in full on the 1st but I cannot reach them because my last computer crashed and the info was on that. I need an address or phone number for them. Help!

Sub: #4 posted on Wed, 08/12/2009 - 15:55

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Ameriloan
3531 P Street NW Miami, OK 74355
Phone 800-362-9090

Sub: #5 posted on Wed, 08/12/2009 - 18:17

Shazzers Shazzers
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(Posts: 17345 | Credits: )

Do NOT Pay any money to Ameriloan or VIP Loan Shop. They are illegal and crooks. I seeked an attorney's advice and they weren't even registered in my state. I then filed a formal complaint with my state's Dept. of Justice, which everyone who has done business with this scam company should do. I closed my checking account and had my bank return 60 days back of fees to those %#$&*. I now call them randomly and hang up on them. I wish I had a bull horn so I could blow their ears out. They will soon be out of business and have no legs to stand on in court so don't let them rattle you up. Let's help shut them down and if they call you tell them "so long sucka"

Sub: #6 posted on Tue, 11/03/2009 - 15:59

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i have done buisness with both ameriloan and viploanshop and have had no problems with them but what is this about they are illegal cause i dont want to be paying money to an illegal company. please tell me more info

Sub: #7 posted on Tue, 11/24/2009 - 16:43

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does anyone have the address for vip loan so that I can send them a payment

Sub: #8 posted on Mon, 11/30/2009 - 11:24

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VIP loan, never heard of the crooks. They called me regarding an application I never filled out requesting funds. Had all my acct#'s etc. Then acted stupid when I told them I have never applied here. Crooked sob's, may have money coming from them, but not from a loan but a LAWSUIT!!!!

Sub: #9 posted on Thu, 03/25/2010 - 10:31

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they are illegal but we advocate paying back the principal via money order to a physical address. all fees go towards the principal on illegal loans.

Sub: #10 posted on Thu, 03/25/2010 - 11:56

bea2ls bea2ls
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