Question about permissable purpose
Date: Tue, 03/11/2008 - 09:48
Can a CA pull up your credit report on a debt that is not only past SOL, but long past 7 year reporting limit for credit reports? I got some joker CA calling about something from like 13 years ago!!!! and I noticed on my report a few times these people have pulled my credit.
I do believe that they can, because under the law they can still
I do believe that they can, because under the law they can still attempt to collect the debt. Now, they cannot try to report it on your CR again, or reage it, but they can legally continue to try to collect it. They just cannot take legal action once you declare SOL as expired. As for the phone calls, send them a cease and desist letter, certified mail, and tell them not to contact you by any means, since the debt is well outside the SOL. If they ignore it, then sue them and make them learn with their wallet.
Remember that it has to be a credit based account to be permissi
Remember that it has to be a credit based account to be permissible now, so no medical bills, etc.
