Can a collector ask personal questions?

another bottom feeder CA,if you type CCA you will find alot of posts about them.to answer your other question.they are not supposed to ask for or give personal information over the phone.so next time they call ask for a physical address.send a DV letter as well as a C&D letter.you can find an address when you do the search.it is good to request they give you there address,but from what i have seen on the forums.that most likely won't happen,but be comforted in the fact that they can't and won't do anything but call.

Quote:

And you do not have to provide this information. If this debt is valid, they already have the information they need.

They are likely just trying to be intimidating by putting you on the 'defensive' with all these personal questions.

You should send them a DV. Since he mentioned this contract, they must have a copy of it so it should be sent to you. I bet my last dollar he doesn't have a contract or anything and is just saying that.

If a CA calls me with a debt, one of the FIRST questions they like to ask me is to "verify my SS# with them." Itell them ( every time) I don't give my SS# to people, over the phone, if i REALLY don't know who they are. RIGHT AWAY, they get defensive, tell me, " that they can't help me without a 'valid' SS#." I respond with, "if you DO have my SS#, then why are you asking me?" By that time, they hang up.

Wow, I haven't seen a post from No Nonsense a while. I guess it's about time for some trolling.

I've had CA's ask how many kids I have, how old they are--they can ASK all they want. You don't have to answer--besides, a professional, legit CA won't ask questions that have nothing to do with your debt. I take these questions as threats.

To No Non Sense Collector. Why are you here? Are you behind on some debts yourself and you're trying to get info on how to get your own house in order? With all due respect, I would'nt trade places with you. Would you be willing to walk one day in the shoes of folk that are out here struggling with debt....? I don't think you would. Don't come off as so sanctimonious or "holier than thou"...I have seen in real life how people in your position wind up as folk in our position when they stand on that judgemental pedestal too long. Be more helpful and less judgemental.

Or NNC could just leave. But he never responds he just flames and runs away. Best to leave him be and ignore him bandibreath.

No Sense Collector is just a common troll. Likely best to ignore the pathetic little creep.

IGNORE WHO?!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!! :? :? :?

Guest, please do not attack others on this forum as it is a violation of the TOS and will not be tolerated.