Can you change your phone# to a GOphone# before entering Debt Program?

That's a great (and clever) idea.

If you are doing Debt Management, they shouldn't be calling you, it would be in Debt Settlement where they would repeatedly call you because in that program you stop paying your bills in order to save up for a settlement.

I just changed my phone number to a non published private number, of course now they are blowing up my mailbox but that is better than hearing the damn phone ring all the time. I too am in a dmp and they state that after a couple of months the calls should stop.

Thanks Chrys. Settlement actually so I do expect calls. I haven't actually started. I am waiting to talk to someone who has experience this first hand and seen progress. Still looking for a response.
I think now is as good a time as any. This is a great forum.

Thanks Ninegkids. That is a good idea. I just switched from answer machine to voicemail.

You can click on "Do It Yourself" on the link bar above and you will get all the steps to settle your debt on your own. Any specific questions you can feel free to ask, or utilize the Search bar for any information from other posters about any number of companies - both collection agencies and debt settlement firms.

It certainly is a great forum, and I welcome you and I thank you!

Thanks. I am scared to death to do it on my own. I would not hold up.
How do I get a fixed female avatar image? I clicked on a few images but they were x's because the images didn't download in the gallery.