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Pinnacle collections - is this a collection agency?

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I need to check on this company. I have been hospitalized for a smashed tibia and fibula. Things have been crazy and one of my bills made it to this collection agency. I told them I could start paying them in three weeks. Then I had a woman call me and tell me I didn't take make this agreement. I then thought it was a different company and new I couldn't make another payment of the same size and told her I could pay a smaller amount. Then she told me I had already made an agreement of the original amount. I then realized she was lying to me. They also want the routing number for my checking account with my agreement so they can put it through on that date. Well I don't trust them. Should I??




Donald E Garcia is not the President of PInnacle Financial Group the collection company. You can find that on your own. Donald E garcia is the President of a morgtage company with a very simular name Pinnacle Financial. Pinnacle Financial is based out of MLPS,MN not FL lol. Must not be as inside as you seem.

Sub: #81 posted on Tue, 04/08/2008 - 08:25

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Guys it is really simple if you dont engage them on the phone EVER they CANT DO ANYTHING. We did away with debtors prisons in the 1800's. Debt collection is a numbers game. Dont take their calls and they will eventually.................Truth be told they cant take your house, garnish your wages etc. Whomever put you in collections WONT take it to court because they have to spend good money after bad. It is all a game, a crap shoot fot the collection agencies. If they try to take you to court and garnish your wages, they have to do it to everyone or it is called selective prosecution. Owe a hospital bill? Pay them $1 a month and it will never go to a collection agency, then after doing that for a year write "settlement in full" in the memo line and when the check clears, you dont owe a dime............There are all kinds of ways to get out of debt............and for those of you that dont pay your visa and master card, visa and m/c sell their bad debt for pennies on the dollar and so do other companies like cell phone carriers..........Since the agency isnt the first party, they cant sue you anyway.

Sub: #82 posted on Wed, 04/23/2008 - 17:48

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Always check for a settlement offer. Sometimes if you sign up to pay 50.00 a month or even 100.00 a month they will settle your account our for like 60%. Some companies will go as low as 40%. (My husband works for a collection agency). So always ask what they can settle this out for. It is like bargaining with a car salesman

Sub: #83 posted on Mon, 09/22/2008 - 12:42

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Don't forget the "Are you refusing payment ?" Question if You make an offer of payment be it 5 bucks and they refuse to take payment the debt is as good as PAID.

Sub: #84 posted on Thu, 11/13/2008 - 20:41

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I know exactly what all of you are going through. I had a call from a different company several weeks ago that got me all nervous and jumpy. I was boiling because they said someone was pressing charges against me. Anyway, with these types of calls and you do happen to have caller ID, don't pick up--google it to see if there is something fishy about it. I did get a call from them today...the Pinnacle Financial idiots...I was playing my drums so I didn't hear it, I called it back ONLY one time, and heard the unprofessional sounding recording as well, and I hung up. I pay these types of jerks no mind cause they are not worth my time. If someone does call with this sort of ridiculous ridiculousness, just brush them off like water off a duck's back. With the economy the way it is, more and more scamming fools are trying to get your money. If they say you need or someone you know needs a job, tell them "No, you need a job!" and hang up. You only have to worry when you recieve a summons to court handed to you by a police officer or sheriff. Phone calls are not a preferred communication style in business. Not like this anyway. Relax...breathe in, breathe out. Ignore them. -=80)

Sub: #85 posted on Sat, 02/07/2009 - 13:25

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I OWE THESE PEOPLE FOR A COLLEGE TUITION. I AM NOT IN THE BEST OF SITUATION TO PAY THIS DEBT BACK, BUT I MADE AN ATTEMPT TO CONTACT THEM AND SET A MINIMUM PAYMENT PLAN TO START PAYING THIS BACK. I SPEAK TO A GENTLEMAN WHO ARRANGES PAYMENT PLANS WITH ME AND TELLS ME THAT BY THE WAY, THEY WILL CHARGE ME $15 ON EVERY SINGLE PAYMENT I MAKE. I AM SLOWLY TRYING TO CLEAN UP MY CREDIT AND THIS IS THE FIRST COMPANY THAT IS CHARGING ME A SURCHARGE FOR TRYING TO PAY. THEN I JUST CANCELED EVERY ARRANGEMENT I MADE. THE GUY GOT VERY RUDE AND ARROGANT WITH ME. SINCE THEN, I GET HARRASING PHONE CALLS THREATENING ME THAT I HAVE TO PAY THE FULL AMOUNT IMMEDIATELY. THAT I HAVE TO GET A LOAN OR FIND THE MONEY SOMEHOW, BUT I NEED TO PAY THIS LIKE "YESTERDAY". JUST SO SHAMEFUL THAT THEY WON'T EVEN WORK WITH YOU TO ARRANGE SOMETHING. I MIGHT BE WRONG, BUT $15 ON TOP OF MY PAYMENT SEEMS A BIT HIGH. I DON'T HAVE THE MONEY TO START PAYING THIS, BUT LIKE I TOLD THEM, I AM MAKING THE EFFORT. I'LL END UP PAYING AN ARM AND A LEG, JUST IN SURCHARGE FEES.

Sub: #86 posted on Wed, 02/18/2009 - 08:48

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I have found a charge against my credit report from Pinnacle Financial Group. I called the number listed and the woman who answered could not find my account information. She said she would "transfer me" to another group, but hung up. I was on hold for 35 minutes when I found this site. Any suggestions?

Sub: #87 posted on Wed, 03/11/2009 - 20:10

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Dispute the account with all 3 credit reporting agencies

Sub: #88 posted on Thu, 03/12/2009 - 09:41

NASCAR_Devil NASCAR_Devil
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not long after the ceo's info gets posted, they get real helpful!

Sub: #89 posted on Tue, 03/24/2009 - 15:42

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Does anyone have an email for this ugly place? They keep calling me day and night, non stop. Filing bankruptcy, so this may stop calls eventually. They are idiots.

Sub: #90 posted on Mon, 04/13/2009 - 08:34

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