800-991-5278 - Anyone have any personal dealings with PRC?

I just came across this info. of them.

Pofessional Recovery Consultants, Inc.
PO Box 51187
Durham, NC 27717-1187
Stephen P. Miller
919-489-7791
919-489-7651 FAX

Anyone still have any personal dealings with them?

I have. My daughter had bought a cell phone last year, when she graduated Basic Training in South Carolina. I believe hundreds of kids were doing the same thing. Anyway, long story short, she wound up coming home from the Army in a few months, and spent several months unemployed. She was unable to fulfill the contract, and had to cancel it. Well, she paid the past due, and the cancellation fee, and thought that was the end of it. But a few months later, she gets one letter from a Carolina Cellular, informing her she owed them $300. She had never heard of them, so threw it away, as she had paid Cingular off. Well, in April, she gets a phone call from a Mr. Murphy, from PRC, telling her that she owed them $300, because it was a dual contract. She was never told of a dual contract, and I have never heard of such. I spoke with AT&T today, and they told me that this was not standard procedure. Neither business is with the BBB, either. I believe that it is a scam.

If Carolina Cellular is the place that she bought the phone from the "dual contract" is probably the secondary agreement that states if the account is canceled within a certain time frame (generally 181 days with Cingular/AT&T)the store will charge the customer a fee to cover the cost of the phone since Cingular will have taken back the commission that covered the real cost of the phone. She should have signed an agreement that states this.
So definitely have PRC validate the bill.

I am in the cellular industry and these agreements are common for the non-corporate (independent, contracted representatives) stores. And as for AT&T saying this is not a standard procedure is wrong. The customer service people don't have the faintest idea how non-corporate stores operate.

She bought the phone from a Cingular store in the PX on base. She paid over $250 for that phone, and lost it. We got another phone, and had the service restored. It was about 4 months, I think that she had the service. My point is this, she was never told there was a 'second contract' I can find no information on the Carolina Cellular with a valid phone number. Just a personal voice mail. I am going to check it out with the Better Business Bureau, and the Credit Bureau.

Thank you for the information on these @ssholes.

You're welcome. I am still dealing with them. I honestly don't think this is a ligitimit claim.

Sample debt validation letter. Do not pay a collection agency any money without first sending this letter. If you have any questions, please contact Anthony.

Quote:

Thanks, Anthony, this will help me a lot. I have never gotten anything in the mail from PRC, and only one letter from Carolina Cellular.

Wanted to let you know they called me today July 30,2007. You are right, they are @ssholes. I wanted to Know if I could use the letter in your blog to send to them? Thanks Rilla65707

Rilla, you may use any letter that I have. That is why I have them, to let anyone use them. Thank you for confirming my opinion on these crooks.

Hi Rilla

debt validation letter is your best defense against collection agencies that try to force people to pay for the debts that they don????????t owe. The fdcpa allows you to dispute a debt in writing with the CA within 30-days from their first contact. They cannot play stupid games with you about not verifying the debt. The Federal law requires the debt collector to send you the proof of the debt or a copy of the judgment. If the CA is unable to do so then they must stop making all the efforts to collect on the debt.

The CA after receiving your request must give you evidences in writing that substantiate that you owe the debt and it was never paid in full. But most importantly they must prove that the debt is assigned to them by the OC. Finally, the CA must give you the details of the calculation of the amount they are requesting from you. Because most of the CAs buy the debts in pennies and charge in dollars from the consumers.

Until and unless the CA verifies the debt do not pay them. And remember to send the DV letter via certified mail with a RRR.

Take care
Nelly :)

i was recently called by this number 800-991-5278 ...called them back and tried to get some information and they were very shaddy. They also hung up on me once when I asked to many questions. They should definately be reported to the BBB and Credit Bureau.

That is the behavior of unsavory companies. They act vague and only will speak on their terms. Those behaviors are usually indicative of illegal companies.

Guest: May I inquire who it is exactly that you are referring to? If you are addressing PRC with your comment, you are at the wrong site. If you are simply relieving stress caused by PRC, then we here welcome you to join this site that seeks to inform consumers, like you and I. We are regular, hard working people, who have found one another after dealing with less than savory collectors or creditors. Some members are here to seek information which may improve their current situation, and if you seek information that may improve your financial standing, than we welcome you.

Most of these agencies do business by intimidating consumers. Fear is their No. 1 weapon. They will pester innocent people with harassing calls. They threaten them with civil suit, garnishment of wages, criminal prosecution, and seizure of property, job loss and even imprisonment. This is nothing but one of their sleazy tactics to squeeze some money out of consumers. In my opinion the best way to deal with such people is to be aware of one's rights.

you are scammers

No guest I believe that you are the scammer. Why don't you just leave your comments to yourself and if you don't have anything good to say then don't say anything. It is easy to hide under a gues post isn't it?

ladybug

I do love the direct, empty comments left by anonymous guests.

I was contacted over the weekend by this number. It was an automated voice (with an english accent) telling me to use reference number... but then didn't give a reference number and said thank you. Calling on the weekend to my place of business is completely unacceptable. Grrrr... These people just make me mad... just like the rest of you... they've made mad. Thanks for letting me vent!

They left a msg for my minor child (who has no debts to anyone)to call them. I'm not sure I should even call them back. Any advice?

Someone may have stolen your childs information and is using it to open credit accounts. I would call them and explain that the person they are calling is a minor and has no credit.

Welcome to the community B5fan.
You may wish to check your child's credit report. You can do so via annaulcreditreport.com as each US citizen is entitled to a free credit report from each of the 3 major credit reporting agencies once per year.

If anything appears on there then you can file a ID theft complaint with your local law enforcement division as well as filing a dispute with the credit reporting bureaus.

Just want to thank the debt samaritan for providing excellent information. I really appreciate it!

thanks!!!!!

Why did this compay put $550.00 in my account..... i DID NOT ask for $550.00.... on top of that its two transactions, one was for $200.00 and the oher was for $350.00....wtf is going on......