Premium Asset Recovery Corp send us collection letters.

Someone will be along to assist you on the sol for ohio. I just wanted to acknowledge your post and reassure you that someone will be along shortly.

Premium Asset Recovery Corp:
Hi shelly,

Welcome to debtcc community. Here is the statute of limitation applied to different forms of loans in Ohio.

for any written contract, its of 15 years

written and oral account; 6 years

for oral contracts, its of 6 years.

Hence, the Sol is still running for the medical debts that you've accumulated during 2000.

The debts of the years 2000 and 2001 should have disappeared from your report by now, as any negative entry gets erased for the CRA report after seven years. But you can still have the debts.

However, lapse of the Sol doesn't necessarily free you from the liability of the debt. It only implies that the creditors can't sue you anymore for the non-repayment.

You sould send a letter of debt validation to the collection agency to know the actual status of the accounts.

I just wasnt sure if hospital bills were considered written contracts. The bills have never been on his credit reports so I guess I assumed they wrote them off since he never received anything other than the original bills. My main concern is wage garnishment. Do collection places let you negotiate for a lesser amount AND make payments on that lesser amount or do they want PIF if they agree to a lesser amount? So I assume our next step should be the validation of the debt letter? thanks

Premium Asset Recovery Corp:
I have just one comment.. It is against the law for any medical office to ask you for your social when filling out paper work. They DO NOT need your social to bill your insurance anymore, for they have unique numbers. Therefore the gist of what I am trying to say to each and everyone of you out there.. DO NOT PUT YOUR SOCIAL SECURITY ON ANY MEDICAL PAPERS, THEY DO NOT NEED THEM. It is only to send you to collections if you do not pay.. if they demand it, scribble it, so it is illegible. Have a great day and learn like I did.

I suggest you go to the NACA website & do a search for an Ohio Consumer Attorney.
I found a dandy one on there, in Ohio. He really knows his stuff. I would email him, honestly explain (as simply as possible) what your case involves and ask if he feels he could help you out in any way. Include your phone # in that email. He lives in Mansfield.

If he feels he can't be of help to you, he will tell you.

Good luck!

Please send me all bills medical to name juan ortiz

Please send me all bills medical to name juan ortiz

On my credit report there is a medical bill from St. Vincents Hospital originated on 6/9/09. They submitted it for collection on 5/09 (stated on credit report). Should this not be off of my credit report. Its states your company name as the collector I guess. Thank you

This is a forum to help people with debts. I think that you want to contact the creditor or collector to clarify this.

My husband after 2001 received a Judgement to have his wages garnished from his check every two week until his bill was paid... this is 2009 they sent it though Florida to Greensboro to his place of business. Then two weeks later they took money out of his check. Now we are going to file Bankrupcy.

I just rec'd a ltr informing me that I owed for a bill PARC bought from another company that says I owe for an emergency room visit in 2000. I, too, went over my credit reports and files; found nothing from that period of time. I wonder if this is another "collection scam"; could an ethics violation be indicated, especially after a 10 year period when they think people may have forgotten about their debts?

Received a letter from PARC last year and just recently received another for the same bill. The letter doesn't even say who it was for in my family or the date of service. I called the hospital...no record. This is crap! 50% settlement is what they are offering me now. I have no outstanding hospital bills. I kept the bill from last year. It says date of service was 7/20/2001. What a scam!!! I WILL NOT PAY AND WILL BE TURNING PARC INTO THE BETTER BUSINESS BUREAU.

while reporting to the BBB is helpful to others, it will not help your situation as much. i would report them still to the BBB but also to the attorney general and the FTC. i would also send them a debt validation letter, forcing them to prove this debt.

I just got a letter from PARC for a 50% discount to pay on some old hospital debt. I sent them a letter prior to this response asking for what, when and where it was for.
And this is what I got in return... a discount. So, now what do I do since they apparently won't give me any information?

I have been receiving calls from PARC regarding a charge for $183.00 that they claimed was an unpaid balance for which I incurred back in May, 2000. Unfortunately, the hospital that they claim I owe the balance to is no longer an existing establishment..it closed down. So, whenever this company calls me regarding the balance I ask that they prove the debt to me as well as provide me with some data. I have not received anything from them to this date and explain to them everytime they call that I do not owe the balance. So far, they continue to call and everytime I asked that they send me proof of the debt but yet they do not. What can I do to stop these people from harrassing me with this bill? Please assist me regarding my options.

I'm amazed that we all go to the Hospitals and everyone is always saying I do not recall or is this is a scam. No, 9 out of 10 time you owe the bill. So pay it and get it over with. You know you went to the hospital and if everyone pays attention to their E.O.B (Explanation of Benefits) you will have a better unsedstanding and stop trying to get over on a bill that is owed.

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I got a letter from PARC 2/1/2010 on an alleged hospital bill from 2006. I was only in that hospital once, and it was covered under workers comp. So I call the agency to find out more information. They became abusive, said every deadbeat claims workers comp to get out of paying bills etc.

I request an itemized and tell them no calls. I sent same request in writing, certified return receipt.

I get a bill in the mail for a 17 year old kid who was rushed to the ER on a drug overdose. I have no idea qho these people are that owe them money.

They haven't damaged my credit yet, but they sure threatened to do so (amongst other laughable and illegal things).

Just learned of a suite settled for illegal collection practices. No stranger to being sued I see.

April 15, 2009 [URL="http://dockets.justia.com/docket/court-njdce/case_no-2:2009cv01787/case_id-227052/"]MCQUEARY v. PREMIUM ASSET RECOVERY CORP. et al[/URL] NJ Hochberg Other Contract Federal Question Plaintiff: RAYMOND MCQUEARY; Defendant: PREMIUM ASSET RECOVERY CORP., ABC CORP I-V'S

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Ohhh this thread is exactly my same problem. (i posted about zombie debt) and have the same problem as all you folks... the hospital doesn't exist, PARC sent me a letter saying i owe debt, and i clearly remember never going to the hospital on the dates they sent me on.
I have a feeling PARC is doing some bad business....

My husband and I recently helped a close friend of ours with it asset recovery collection letters. I won't pay any bills to any collection agency until I've talked to a representative on the phone. I suggest doing everything on the phone and keeping track of all conversations and mail. Good luck!

I highly advise to not just talk to them on the phone unless you are cool under pressure, know the laws backwards and forwards and can record every conversation- otherwise it is all just hearsay. The best method is to try and keep everything written and sent CMRR. If you must speak to them..always record, 9 times out of 10 if you inform them you are recording the call, they terminate the call.

If you really want to go the telephone rout then find out your state laws on recording, for example Texas is a one party state which means that only one participant in the conversation needs to give consent, which can be yourself..so you don't have to even tell them you are recording. It is fun when they violate right and left and THEN you inform them you just recorded the whole thing. :-D