What happens when you are sued in civil court?
Date: Thu, 05/22/2008 - 05:46
I called the court clerk locally and gave them the docket number and they said I was being sued by Palisades Collections LLC on behalf of HSBC credit card. I had an HSBC card a few years back and quit paying on it.
What happens now? A process server has to serve me and then I go to court? Then what? What will they do to me in court? I am just a housewife I have no income other than my husband??
Thanks.
Show up to court.If you don't the judge with award the creditor
Show up to court.If you don't the judge with award the creditor a default judgment. Be sure you show up there with a budget showing that your were broke and doing the best you could . Even if they obtain a judgment all that means is that you owe the debt and the court says to pay them. You can work out a payment arrangement usually or even settlement for a reduced amount in a lump sum. I hope this helps :D
PS, you should become a member here. :D
Mobile0311, thank you for answering my question! Seems like hund
Mobile0311, thank you for answering my question! Seems like hundreds look and no one answers. I am sick over this and I should learn from this and take responsibility! :roll: --Quiet--
How old the loan is? You need to find what the statue of limitat
How old the loan is? You need to find what the statue of limitation in your state. If that has already passed out (ref:I had an HSBC card a few years back and quit paying on it. ), it'll act as a defense in your case.
Be present at the court on the day, otherwise, the creditor will get a judgement against you, as Mobile has mentioned.
Around 4-5 years old I think. I am in TN. How do I get the proof
Around 4-5 years old I think. I am in TN. How do I get the proof of whatever it is from the company? What is it called? Proof of debt or something? Thanks!