we just moved to North carolina and we got a bill from a collection company saying we owe Qwest money , this bill is 5 years old I'm not even sure we owe this and I asked her if the
statue of limitation was up . She said no there isn't a statue of limitation. This hasn't ever showed up on are credit or anything
I asked why they haven't notified us before, she said it had been placed with two other collection agencies and gave me
a bogus address where the bills were going.
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.