Collection Agency Re-Aging Debt
Date: Wed, 09/23/2009 - 22:24
I had a charge off around May of 2004 and right after that a collection agency bought the debt and started sending me letters and calling me. I never responded once to their offers or correspondence. I was checking my credit report and i see that the collection agency has listed the charge off date as of 2007. Is that legal? If it isn't what are my options? I live in California.
Thanks
Thanks
The collection agency has brought the debt on 2007 and thus has
The collection agency has brought the debt on 2007 and thus has it reported in that year.
The SOL will still remain as 7 years from the date of the origin
The SOL will still remain as 7 years from the date of the original creditor's charge-off date. A collector doesn't charge-off. If they have reported it that way, then dispute the entry with the credit bureau(s).
