credit report ?
Date: Fri, 02/18/2011 - 08:21
Question
Credit report problem, is this re aging?
I have an old outstanding NJ State of Higher Education loan that was charged off and sold in 1992 to a collection agency (Hyat, Hyat & Landau).I did pay the collection agency in 1992 then stopped all contact and payments since then. I lived in UK and resided there for over 20 years. As I have recently moved back to the US in July 2010, I am reviewing my credit reports in an effort to re-establish my credit. it seems that this debt has been continually re-aged over the last 20 years and can i get this taken off my report its been there more than the 7 years . Can you please provide some advice on this? Many thanks.
TransUnion Experian Equifax
Past Due: $0 $0
High Balance: $5466 $5466
Terms: 0 0
Limit: $0 $0
Payment: $0 $0
Opened: 04/30/1992 04/01/1992
Reported: 02/16/2006 01/19/2010
Responsibility: Individual Individual
Credit report problem, is this re aging?
I have an old outstanding NJ State of Higher Education loan that was charged off and sold in 1992 to a collection agency (Hyat, Hyat & Landau).I did pay the collection agency in 1992 then stopped all contact and payments since then. I lived in UK and resided there for over 20 years. As I have recently moved back to the US in July 2010, I am reviewing my credit reports in an effort to re-establish my credit. it seems that this debt has been continually re-aged over the last 20 years and can i get this taken off my report its been there more than the 7 years . Can you please provide some advice on this? Many thanks.
TransUnion Experian Equifax
Past Due: $0 $0
High Balance: $5466 $5466
Terms: 0 0
Limit: $0 $0
Payment: $0 $0
Opened: 04/30/1992 04/01/1992
Reported: 02/16/2006 01/19/2010
Responsibility: Individual Individual
If its a federal education loan it always stays until paid off f
If its a federal education loan it always stays until paid off fully, there is no statute for education loans, they are there till death.