Since 12/2008 I have had five major surgeries, several hosp stays and numerous er visits,tests,dr, visits. We have insurance that we pay for ourselves$1100 a month, $5700 deductable in network and 17,000 out of network, pay bills when we can needless to say still ongoing care and cant keep bills straight. live in georgia, where can i get help with this? no credit cards, no savings, old car, mortgage 30,000, cant get additional money debt to income ratio, dont really know where to start, takes most everything to keep insurance paid. Have some realestate assests offered for sale, actively, even offered owner financing...No bites. Have leased at leased costs are covered,...insurance taxes etc
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.