I was recently served court papers issues by Machol & Johannes. One debt is for Discover and the other is for a student loan. I currently live in Vernal, UT but due to the fact I work in the Rifle/Glenwood Springs, CO and sometime use the address there, I was served in Colorado in a Colorado court. When I obtained the debts, I lived in Salt Lake City, UT. I asked for the case to be drop based on the fact the venue is not proper. That was denied. In one of the cases, they still send stuff to the Colorado???s address despite the fact I filed my answer with the Utah address. One of the issues, the judges knows me and I work in Colorado and see me in the community because it is a rural area. In that case, they were successful in obtaining a summary judgment against me. I did file and order to deny the summary judgment. In the other case, I file a motion to dismiss and I expect it to be fight. I also learn that if I go to trial, Neither Discover and The Student Loan Company does not have to show up to court but appear by phone. I want them to prove that they own the debt and not Machol & Johannes. How can I make them show up and get a default to dismiss the case if Discover and The Student Loan Company does not? If I have to come to Colorado then they should as well. My main argument is the fact, the debts occur in Utah and I am now living back in Utah, Discover is based in Utah and National Collegiate Loans is based back east, I don???t think 2 judges from Colorado should be making a ruling in a Colorado court for debts that has nothing to do with the state of Colorado. Is there any advice you could give me.
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.