Registering to Vote

Are you serious? I'm glad to know this! This is very confidential information that is reported!

Voter's registration are semi-public info and easy to access.

Geez I didn't know that. Thanks for the info FYI. Unfortunately or fortunately either way you look at it I have voted in every election. I am pretty sure that my measly vote didn't count for squat. (LOL)

ladybug

There are so many ways to find a person it isn't even funny. So many resources. If you don't want to be found the only way to do it successfully is to fall off of the grid.

Thanks for the info, FYI!

Sometimes I'd love to fall off the grid, metaphorically speaking. I'm not running from collectors, just my mother-in-law.

LOL! That is so funny, fins! :-) I would sometimes like to do that, too!

Thanks for that info, FYI! I had never thought about that before!..KAren

LOL Fins!!!

I never knew that about voting. I'll have to remember that one...

But what do you do about your driver's license? Just list it to another address?

In Texas you are required to have your DL registered to the address you live in. In fact they can fine you if you move and don't get your address changed.

Same here in NJ. Its just amazing how people can just drop off the face of the earth. I bet you they are driving without a license...or a fake one.

Not necessarily. I've been completely off of the grid before. Just because your address can be found doesn't mean they can always find a phone # to go with it.

Vonage is a good way to have a phone without any of the calls. Those #'s are unsolicited and nonpublished.

Oh! Interesting. Not that I'd try that...with my luck-I'd screw it up!

FYI is right. Another way is to use only pre-payed cell phones, and don't give your number to anyone but close friends and family.

A consumer advisor from the Atlanta area says to be careful when you call a bank or a number that you're not familiar with (collection agency). Even if you hit *67 to have your number not show on their caller ID, their phone equipment will give them the number that you are calling from.

The problem with cell phones is that people put them on their applications for work, when they apply to get a new SSI card, or when applying for any type of utility or credit.

I can see how that would lead to a problem. I have a cell, but its not in my name-but I never put it down for credit stuff.

my opinion is this--if you have to register to vote to fight debt collector violations! don't hide out! be upfront and honest with debts and see how powerful said companies are with subsequent collections! legit collectors shouldn't have to try and find you they should already know where you are--please correct me if I am wrong on this reply !

Skiptracing is a part of collections. Even if they have a good # or address. People move, forget to update information with their creditors, change their numbers. There are many reasons on why a collection would need to skip trace and it has nothing to do if a collector is legit.

but if you have current information on client who applied for credit that now you are collecting hopefully within a reasonable time period--you CAN'T find them until they register to vote? I'm thinking this would be how collectors searching for very old debt might track someone down no? Whoever originally gave this person credit should have all information needed to find them it shouldn't take this person who wasn't a voter suddenly registering to vote to allow collector to track them down--just doesn't make sense but of course this is not a personal attack just my opinion of trying to use common sense --not experience of trying to track someone down!

hey my opinion now --EVERYONE WHO IS NOT REGISTERED TO VOTE AND IS NOW VIEWING THIS SITE-SHOULD register to protest the tactics that are being utilized by collection agencies---don't hide out don't be afraid contest and fight the collections process with every tool you have in your shed!! If you owe them the money pay them after they have validated claims!!---
when you owe-- not years later to settle!!! GOD BLESS YA ALL!!!

There are more ways than looking at the voters registration to find a person.

of course there are! and if debt is current --finding the debtor should be very simple-- but of course you were the one advising people NOT to register to vote in order to "hide out" --we should all vote to voice our opinions and get proper laws passed and not hide out from anyone --just my opinion!

I don't work charged off debt. The stuff I work is about 90 days old and still with the creditor (the creditor at this point refuses to work with them). You would be suprised I think at all of the people who hide from "current" debt that are not easy to find and in fact have fallen completely off of the grid.

I think there should be proper laws so that people shouldn't feel the need to hide out. I also believe that there should be more laws that protect creditors from those that do hide out or wait years and years until they feel that they don't have to pay for what they took because they don't like being in collections due to their defaulted contract.

Creditor and Consumer a like should be more protected.

Fyi if people have actually managed to fall off the grid within a 90 day period then I would assume creditor didn't do a proper check into credit history before offering "the world and then some "to their customers--I totally agree with you that everyone here in America should be protected against extortion/ violations/wrongdoings etc and am glad to see that we agree on some things :D however I can't understand why you would start a thread and advise someone not to register to vote?(I myself feel I have been an avid total patriotic person all my life and have always spread the "voice your opinion--register to vote " this is America don't be intimidated by any wrongdoings!)but yet you started the thread to tell people not to register to HIDE OUT so they can continue to fall off the grid?(your speak) but yet your livelihood depends on people NOT falling off grid?!!!!wow! --and in other posts you state that people who "took" something owe others 15 years after supposed debt and should pay even though it has been charged off ?--and you feel they should still pay?!--how are people supposed to in your opinion "not register to vote" and hide out from CURRENT collections?--because this is one more way debt collectors will not be able to track them down? and yet you also state in posts that people should pay debts that are more than 15 years old even though so called debts have been resold many times at this point?-- because in your words" they TOOK something from someone and should pay?" I think people don't intend to "TAKE ANYTHING" they have unexpected medical bills--divorces--get fired and not rehired--and this is what leads to nightmares regarding subsequent debt collection that I have been hearing about! Please people VOTE!!VOTE in upcoming presidential election and every election there is!! This is your one true voice VOTE!!!!!!don't hide out from anyone--- VOTE!!!!!!!

I didn't say anyone should hide out. I said if someone is hiding out there is a subtle difference. Everyone of course has the power to make their own decisions. The school system educates kids now on the importance of voting. I certainly wish that they would educate them also about credit too because it is almost just as important.

You are correct. I do feel that all debts should be repaid when they can be repaid. I don't think that paying a debt should be more important than putting food on the table or keeping a roof over a family's heads. But life improves, financial situations can improve. When someone gains the ability back to pay for the things they were not able to pay for before then they should be paid.

Nightmare collections doesn't come from unpaid debt no matter how old it is. That comes from collectors who violate the law.

thank you FYI! I also agree with your recent post-- debts SHOULD be repaid if you actually owe them --and since you only work with debt that is 90 days old it is very current and other than fraud there should be no question that people actually owe this money at this point--but I still say that after the debt gets resold and the older it is--it does become a nightmare for people trying to clean up their credit reports--if you yourself only deal in first 90 days debts--GOOD FOR YOU! :D

You're right Artie. Even if you hit *67, they know your number. If calling a collector, which I wouldn't, call from a pay phone or something. Don't call from your home phone or cell.

also Artie I myself hope you are registered to vote and aren't hiding out from anyone :D

Your privacy is not protected anywhere this days, it is ridiculous how and how much information these debt collectors can pull on us but yet we can't find crap on them without alot of hard work and effort.

Speaking of privacy, I read where CA's often put a "trade-line" on alleged debtor's credit reports.

Can someone explain exactly what a "trade-line" is?

My daughter is really hard to find she has no job,she moved away out of state she uses a phone card and calls from a pay phone once in a while to let me know she is okay.She has no car so no registration no insurance.She stays away from the computer at all cost and works for under the table pay so she says.I don't know where she is and all her bill collectors believe I do I have one that ask me all the time to pay her bill for her.I don't have to worry about her voting because she doesn't vote so how would anyone she owes money to find her.They are not doing a great job cause they are still calling me.