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how to remove a collection for something I don't owe

Date: Thu, 09/04/2008 - 12:36

Submitted by anonymous
on Thu, 09/04/2008 - 12:36

Posts: 202330 Credits: [Donate]

Total Replies: 4


Hi, I had a roomate that opened up a account in my name. He used my social security number and opened a at&t phone account. Anyway, we both did use the service, then they charged us for a modem we already had, then our apartment was hit by lightning, then they charged us a service fee for a problem to the line that was not our fault and they didn't tell me they would charge us. Until they sent us the bill, where they charged us for the service when we didn't have it for a month and the lightning hit us again. So I refused to pay first because it was not me who opened up the account in the first place, they charged us for some thing we already owned, and for a service charge that we were not suppose to be charged for. Now there is a collection on my name and I don't know how to remove it. Email *****

*email id deleted for your security - Jason


If you have spoken to them and basically admitted you were aware of your roommates actions, I wouldn't think there was anything you could do now to deny you knew what your roommate had done.

If you honestly hadn't known what your roommate had done (identity theft) you would have to file a police report, have fraud alerts put on your credit files, and proceed with legal action "if" they ever caught the person. At least that is what a coworker in a similar situation had to do.


lrhall41

Submitted by smo65d11 on Fri, 09/05/2008 - 06:53

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Who paid the bills? You or your roommate? Iy you were writing the checks to AT&T it would be hard to deny the debt. If you still have old statements, go back thru them and see if you were covered by the in line service plan which should have covered the lightning strike. Was this in an apartment or house? If an apartment, that should have been taken care of by the property managemnt company. As for the modem, are they claiming they sent you one? Make them prove it.


lrhall41

Submitted by NASCAR_Devil on Fri, 09/05/2008 - 07:34

( Posts: 4671 | Credits: )


Well, I will ignore the fact that my roommate opened the account, the point was they claimed I signed a contract and I never did, and they didn't verify who I was.
It was an apartment that the lightning struke, but the managment has changed since then. BTW I am in ATL. I have had this collection on my name for quite a while, they sent it to a collections agency and claimed they would take it to court. I have been waiting for a summons and never received it. I want to go to court and fight it, but don't know if they even filed a claim.


lrhall41

Submitted by on Wed, 09/17/2008 - 19:54

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