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Contract Question

Date: Thu, 09/27/2007 - 05:17

Submitted by goldenbast
on Thu, 09/27/2007 - 05:17

Posts: 2884 Credits: [Donate]

Total Replies: 5


My husband has a contract for what we thought is a payday loan but turns out it is a CSO...anyhow on the last time I was the one who went and renewed the loan without him...they went ahead and let me sign the contract, but my name is not on this contract at all and my husband never signed the new contract.

Can we use this at all?

Also the contract states that this company has a surety bond with the state of Texas, but I went to double check that and they do not have one as the contract states....would this be a breach of contract on their part?


First of all they allowed u to sign a contract that ur name is NOT on?? also, r u absolutely sure that it states in teh contract that they have a security bond with TX?? I'd say this is breech of contract! U may want to contact a NACA atty and let him look over all this!
Ang


lrhall41

Submitted by Ang on Thu, 09/27/2007 - 05:23

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Yup...I was the one who signed it. I am having troubles with this company, I actually have to update my post over on the pay day loan board....but this loan was never taken out in my name at all and all the places for a signature has mine, with his name typed under it.

And yes, it states very clearly that they carry a bond, but when I checked, they do not.


lrhall41

Submitted by goldenbast on Thu, 09/27/2007 - 05:43

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Hi! It sounds like they broke all kinds of laws to me. I'm sure that a contract with you signature and your husband's name cannot be binding. But, make sure there isn't some loophole because of you being married. For some reason, it seems like I heard that it isn't against the law for a spouse to open their spouse's mail. Not sure how true it is, but it never hurts to be on the safe side.


lrhall41

Submitted by eleroo on Thu, 09/27/2007 - 06:05

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It would be the same as leaving the signature blank as far as I know. Since it is a legally binding contract that is supposed to be between your husband and a fincancial entity but doesn't have his signature on it, I'd guess it would leave it null and void since (as it appears to me) is void. But tread lightly as it may leave you open to legal action (not too sure on this part) you should certainly seek legal advise on this one.


lrhall41

Submitted by JCEMT on Thu, 09/27/2007 - 06:39

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