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I pay a fixed monthly to a collection agency {two consolidated debt accounts} and also pay a creditor directly monthly so that my monthly discretionary spending is less than $100. My total yearly gross will soon be reduced by $ 2,000 due to reduced total work hours. I have modified a repayment letter template yet not sent yet; a repayment letter asking for reduced monthly payment negotiation. Ideas about what to admit and not to admit in it before I send this letter ?

Sub: #1 posted on Sun, 03/26/2017 - 22:16

ditchdebt ditchdebt

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