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Question About updating credit reports

Date: Mon, 08/28/2006 - 07:56

Submitted by anonymous
on Mon, 08/28/2006 - 07:56

Posts: 202330 Credits: [Donate]

Total Replies: 3


Hi all my Husband had an account that was owned by an agency that did not update the credit report. We have recently just paid off the account. They sent us a paid in full letter. The collecter told me that there are local credit bureaus that we can take the letter to with Id and they will send it out to all the credit bureaus. I can not seem to find any such thing. Is this true, and if sao where to I find them> If not what is the best way to have my husband's credit reports updated. Any help would be greatly appreciated.


Maggie - to the best of my knowledge, you would need to contact the credit reporting companies to dipute anything that is on them. I'll be honest - I am not sure if those companies have "local offices". If you go to their websites, they should have the answers and hopefully the forms needed there.

If you just paid off the account, the company should update your credit report. You shouldn't have to do anything.

Now - if I am wrong, feel free to correct me. Anyone.


lrhall41

Submitted by jedijeff13 on Mon, 08/28/2006 - 08:13

( Posts: 1734 | Credits: )


You are right Jedi, the company will update the item with the credit bureaus. Maggi, if you don't see the updated item in your file within 30 days, contact the bureaus and request them to put a check on your file. After receiving your dispute letter, they will collect the information from the companies and update the item in your file.


lrhall41

Submitted by keystrokes on Mon, 08/28/2006 - 09:18

( Posts: 495 | Credits: )


They told me they don't do it. I have no idea why, but they did send me a copy of my payment agreement with them stamped paind in full, and a letter with the original creditor name and account number on it stating that they owned the debvt and that it is paid in full. So I guess I just have to mail copies of this letter to all the credit bureaus correct?


lrhall41

Submitted by mm1007 on Mon, 08/28/2006 - 09:57

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