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Debtconsolidationcare.com - the USA consumer forum

JCC / Resurgent / Sears Debt

Date: Wed, 04/15/2009 - 09:56

Submitted by anonymous
on Wed, 04/15/2009 - 09:56

Posts: 202330 Credits: [Donate]

Total Replies: 1


I wish I had known about this group last week!
I received a call from Resurgent six days ago asking me if I wanted to take advantage of an offer to settle my debt on my Sears card. I told Diane that I had paid that debt off last year with my tax refund and she said she would give me time to check with my bank and hung up.
I remember paying this, my sister remembers me talking about paying it and yet I can’t find any trace of it on my bank account.
I called the number left on my answering machine and got a computer that said “Thank you for calling, all our representative are busy …” blah, blah, blah that never mentioned the name of the company.
When a live person answered all I got was “Hello.” I asked who this was and she said “Diane”. I had to ask what company and she talked so fast I had to have her repeat it twice to understand that it was “JCC” or “Resurgent”.
I asked if she had sent out the verification of debt letter and this seemed to throw her off, she finally admitted it had been mailed seven days ago and I should have gotten it by now. Diane said she would fax a copy of the debt verification to the local branch of my bank. I called the bank after an hour and there is no fax yet.
I have not admitted or denied this debt, only that I thought I had paid it already.
What should I do?