Garnishment
Date: Thu, 04/25/2013 - 10:43
Did they get their judgment??
Did they get their judgment??? You were sued, right?? Dont know what description above you are talking about.
Garnishment
Yes, they got their judgement in 2007 and we did not hear anything more until early this year. The description I refer to is "•FDCPA does not allow a debt collector to - Ruin your credit rating
Refer account to an Attorney
Garnishment or repossession
Extract money by giving false threats"
You obviously do not
You obviously do not understand the FDCPA...and that is not what it says. What they are doing is perfectly legal...and you already ruined your your own credit by not paying this account
garnishment
if they got a judgement they can garnish if you are working -- it might be possible you were not working till now? -- call the creditor and try to work out a deal --