Ok, so I have been getting these calls from a company named Riddle and Assoc. telling me i am going to be sued for computer from back in 1999 june. So after dealing without credit for so long i thought i could do this so i agreed to pay them today and gave them info and everything i would have checked the net first but i was at work, i am on a differed sentence for poss. so i cant have any trouble the debt is 3471.86 when it started it was 1507.00. so what now chapter7 and change all my info again? please help me im so stupid
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.