Ruben and Yates Law Firm

Here you go:

8201 Main Street, Suite 10
Williamsville, New York 14221

Toll Free (866) 350-0460

I got it straight from their website rubinandyates.com

Be careful with these idiots. From my own personal experience, and from what I have read, they are nothing more than common thugs and criminals. Also, from what I have read, they are not a law firm at all. They will dance all around coming right out and saying they are a law firm, obviously thinking that will protect them from getting sued under the fdcpa. If you ask them if they are a law firm, they will reply with a "We have a legal department" line.

I guess they don't have a clear understanding of the "least sophisticated consumer" test.

They started harassing my mother trying to reach my brother and I had to call them and let them have it. Then some joker, obviously works at that company, came on here and started ragging me over the post I put up here about my experience with Rubin and Yates.

Don't let them harass or intimidate you!

They contacted me today 2/3/2009 trying to collect $600.00 for something that supposedly happened in 2005. Glad I found your post about these crooks.

how would I go about sueing these idiots for threats and harassment if anyone can give me advice post it

I just got a call from them today and they left a voice mail for my ex sister in law saying that they were a firm and that she had to contact them within 24 hours. I passed on the info to her and she called before i saw these posts. I just warned her to be careful.

They are harrassing me over a ten year debt. Trying to say they are going to garnish my wages and take me to court. they tried to debt my checking account than tried to sue me for insuffient funds. they are idiots. dont give them any info. they have called numerous family member harassing them wanting information.

the address i have is 338 Harrishill road ste 206 williamsville, ny 14221

what was the collectors name

THESE IDIOTS CALLED ME TODAY ALSO TALKING ABOUT GARNISHING MY WAGES. SOME MAN NAME BRYAN EVANS WAS VERY RUDE AND ARROGANT ON THE PHONE. HE TRIED TO ASK ME FOR $600.00 TO. I GAVE HIM NO INFROMATION AT ALL. THEY NEED TO BE PUT OUT OF BUSINESS.

this company is nothing but a joke all they do is lie about who they are and what they are able to do under the fdcpa regulations if you ask me nobody should belive what they have to say all of the debt that they purchase is over the statue of limitations and nobody should have to pay there bills with this office or "law firm" as they call it ...in my personel opinion dont even respond to them at all

I JUST MOVED TO THIS STATE AND I HAVE HAD FRIENDS THAT WORKED THERE FOR THIS LAW FIRM I MEAN COLLECTION AGENCY "LOL" ... FIRST OF ALL THEY GOT THERE BUSINESS NAME RUBIN&YATES FROM THERE DOCTORS OR DENISTIST'S... NO LITERALLY THERE DOCTORS NAMES WERE :DR. YATES AND DR. RUBIN BUT TO MY UNDERSTANDING IS THAT THE OWNERS ALL HAVE GREAT TEETH LOL.......IT IS TRUE THE PURCHASED DEBT THAT THEY BUY IS OUT OF THE STATUE OF LIMITATIONS IN ANY STATE THT YOU LIVE IN NO MATTER WHAT THEY SAY OR ATTEMPT TO DO "DO NOT PAY THEM " I MEAN NOT A DIME ALL IT DOES IS BRING THE DEBT BACK INTO CRRNT STATUS AND YOU HAVE TO START THE PROCESS ALL OVER AGAIN AND WAIT AT LEAST 4 YRS BEFORE IT GOES AWAY THIS CROOKED COMPANY PAYS PRACTICALLY NOTHING FOR THERE DEBT LESS THEN 1 CENT PER DOLLAR ON WHAT YOU OWE AND TRIES TO CHARGE YOU MORE THEN WHAT YOU OWE AS WELL.... THEY CALL IT OVERBIFFING AN ACCOUNT WHICH IS HIGHLY ILLEGAL IN ANY STATE THAT YOU RESIDE IN ...TO MY KNOWLEDGE FROM MY FRIEND OR ASSOCIATE THEY SAY THAT THEY GIVE THE COLLECTOR WILL GET 50% ON ANYTHING THAT IS OVERBIFFED.... IF YOU OWE $1000.00 AND THEY CHARGE YOU 2000.00 TO PAY YOUR BILL THE COLLECTOR WILL GET $500.00 AND THE OWNERS KEEP THE REST OF YOUR MONEY .... THIS IS ABSOLUTELY RIDICULOUS AND AGAIN ILLEGAL .... AND THEY CALL THEMSELVES BUSINESS MEN TRYING TO HELP THE ECONOMY ....

I have had the same problem. I checked into everything on my records and there is nothing that Rubin and Yates is saying. They are calling my parents too. I even called the district Attorney Office and they don't have anything on me either. This Rubin and Yates is nothing but a headache. Be careful

I received a computer generated voice mail today from Rubin & Yates. I try to keep up to date on current scams so decided to look them up online. Not surprisingly I found this site immediately upon googling this "law firm". Being able to buy "Debt" lists on the dollar has been around for years and years and passed down from agency to agency for less money each time. After they collect money from the "easy targets" who anti up they then sell off the remaining targets on consolidated lists. It use to be more common to receive mailings that appeared to be from a formal law firm but they can get more people to anti up with intimidation tactics over the phone. Some of these "businesses" threaten to garnish your wages, press legal action, and even tell you the police our on their way to arrest you or they have a warrent out for your arrest. Unfortunately New York State has become a mecca home base for this illegal activity. ANYONE, and I do mean anyone, can start a business and purchase these lists, hire a few employees, and harass, intimidate, and extort monies from individuals. These lists are in many cases so old the debt may have already been settled, be past the statute of limitations, or been a write off from the original business trying to collect the debt. Eg: A bank fines you a late fee that you refuse to pay for morale reasons and you stop doing business with them. The bank sends a few notices out to collect the money, but as it is not "real" money owed (as if you had overdrawn on an account, the banks money paid for your groceries, and they have a negative balance on their financials) they do not spend too much money or time to try and collect the fine as they can write it off. Your name goes on a list that a collection agency can buy on the dollar. This is why over the course of years you have been contacted by multiple different agencies trying to collect the "debt". It is sold from one collection agency to the next as they HAVE NOT been hired to collect the money for the original business. They are their own entity and any monies collected is strictly their own. The original company washed their hands of the debt, wrote it off as a loss, and made money by selling a list to a collection agency. It is so profitable for the collection agency and such an easy business to set up that actual criminals who have served time in the prison system have set up shop. It has become a MAJOR scam business as these crooks are buying the cheapest lists available because they are outdated and using old fashioned mafia type intimidation to collect. It is such a growing problem everyone will know someone who will be contacted with this illegal activity. My strong advise is to hang up if you find yourself on the line with one of these crooks (or employees thereof) and for God's sake don't pick up the phone and return their calls. For most of us law abiding citizens we know when we really owe someone money :)

These deleted threatened me and I knew it was illegal. Unfortuantly, I became angry. I wrote the Better Business Bureau and waiting a reply. I wish these guys would die a horrible death! I also, emailed an attorney. DELETED Ruben and Yates. You messed with wrong person!

profanity not allowed per TOS.we know they need to be sued,but profanity will not be allowed.

I know these idiots personally... They work in a ramshackle of an office on harris hill rd. NOT ONE OF THEM are laywers, let alone reputable debt collectors (if there even are any). They have terrible work ethics and threaten their employees constantly. They overbiff, that is when your bill is say $500 but they tell you it's $1000 so they can make extra money. They are cocky and irrogant. Especially one of the owners, Cedric. Some sort of a contracting/building company owns it and all of their debts are old and most of them uncollectible. They don't train their employees nor do they tell them what is illegal or not, they go after the debtors parents to pay the bill.

they keep calling me so i added their number to a reject list. they leave an automated system message that i have to call them back regarding case #.... immediatly. so i googled them and guess what? i found bunch of complains about this so called "law firm". thank you very much it makes things clear for me

I receive automated calls every day from this office. Should I ignore them or should I send a letter requesting to stop calls?
What is their address?

ignore them.

so i get a call from these fools on 02/12/10 telling i had to py for a computer that i purchased 10 yrs ago.they called my mother and told her that i missed a court date and the judge was going to issue a bench warrant but they talked her out of it.so my mother called me all upset thinking i'm going to jail and she tells me to call this legal firm in reference to case #....so i call because i know i'm not wanted in court,as soon as i get the 877# i know its a bill collector because i'm one(but i'm a nice collector) so anyway now i'm hot i call the fools and brian answeres the phone and precedes to tell me i owe all this money for a computer. i informed him that i was a bill collector and i know you can't go to jail for a civil matter and i was a bill collector who followed fdcpa guidelines and apparently they didn;t.he starts screaming "oh you think you know the law,well why don't you pay you bills". so i told him why don't he kiss my a@# and hu. the fools started playing on my phone they would call from a blocked number and when i answered they would just push buttons...I seen a program on dateline about fools like this where they call and threaten you and tell you the police are on they way...even went as far as to put a guy on the phone acting like he was a detective....do not believe anything these fools say.they can't arrest you they can't garnish your wages,and they sure as hell can't collect on a debt that isn't on your credit report anymore...if you have a debt on your credit report and these fools call to collect call the original creditor and settle it with them

I received a call from them about my sister, who I have not talked to in over a year, they left a msg that she was to call. I got the message to her, they wanted to collect a debt that was over 5 years old... They told her it was for 500.00 but if she put $50.00 dollars down they would reduce it to $250.00.
We found this web site just in time to put a stop on the credit card she gave them for the $50.00... These guys are the lowest of low & in this economy they are doing nothing more then taking advantage of people.

Do not send money to these people. Get thier mailing address and send them a letter
stating that you do not own the money and want them to remove you from thier collection list. Also tell them all calls to family, friends, work, or yourself need to stop immediatly. Tell them to not sell your name and number to any other company.
Forward, and show who you are forwarding to, a copy of the letter to the police dept. in woodbuy, N.Y. and the attorney general in N.Y.
They also work with other companies like O.S.B.Investigative Services, who are in Georgia. This company is also connected to them by a person with the last name of Allen. I will not give out other details as an investigation is in progress for both companies. Do not be intimidated. You can also request for them to fax you a copy of your original contract, which they will not have. Get a fax # from a UPS store or
Fed ex store. Do not give them any information regarding your work, finances, family, etc.

These guys are complete cons. This guy called family members that i have seen in more than 15yrs. The guy that called was David Micheal Anthony. When I made up a fake name & called back this guy did not even answer with there MADE UP NAME.... RUBEN & YATES. Once he couldnt find the made up name i gave them he said he was looking for a family member. When I ask how he could do that, he then replied there was a sign contract saying they could call all family members. NOT TRUE!!!! Do NOT call these guys back because it will reopen any little debt u have that is ALREADY OFF your RECORD!!!!!
Family members will just have to ignore the calls or say they dont know you. You need to do the same. The calls will continue so just keep rejecting them

:evil:I was contacted on something that belongs to my fiancee!! Told me I needed to get back to them immediately or they were going to file something in my county against him and that I was listed as a third party contact!! They told me I was being sued I don't know anything about a debt. I called and left a message just to have him call me back just to tell him I do not know anything about him or his debts, because I really don't. They called my cell phone and I don't know how the hell they got that number. I will be watching for them @(#**!!!!:evil:

Quote:

[COLOR=black][SIZE=3]Received a call from a Gary King at this number on 8/10/2010, looking for someone who had this phone number at least 3 1/2 years ago. He provided her name and social security number, and said a complaint had been filed against her in county court and provided what he claims is the case number and said if she didn't respond promptly that they would indicate to the court she is refusing to cooperate and implied jail time could be forthcoming. I've repeatedly told other callers from this same number and others from various other numbers that this woman no longer has the phone number they are calling, that I have had the number for 3 1/2 years, that I should not be privvy to such information about her, and have asked them to stop calling. Apparently they don't listen too well. I do NOT know her and do NOT know how to contact her. I don't know how much clearer I can be with these people.[/SIZE][/COLOR]
[COLOR=black] [/COLOR]

[COLOR=black][SIZE=3]Just a follow up to my above post. I had some time to kill so I stopped by the county courthouse. The "complaint number" provided by Gary King from 877-573-2104 (his direct line came thru as 716-650-2640) is NOT a valid complaint/case file number with the county, despite Mr. King's allegation. The county clerk's office has no cases filed against the individual Mr. King was looking for. This would indeed appear to be a scam caller, trying to intimidate the person who had my phone number before me into paying up or giving out a cc number or something.[/SIZE][/COLOR]

[COLOR=black][SIZE=3]And another follow up.... Mr. King contacted me again today at 10:57 am, again looking for the same individual. I let the answering machine pick up. He again indicated that legal action had been taken against the individual he was looking for, provided a case number, and stated that if she did not return his call promptly she would be reported as uncooperative to the courts and would face jail time. He did not leave her ssn this time. I promptly returned his call, indicated that we had talked on 8/10/2010 and had told him that this woman did not have my phone number any longer, that I did not know her or know how to reach her, and that he had been instructed not to call again. I also told him that I had been to the county courthouse while at the DMV and checked up on his case number, that the courts had nothing filed against this woman or her ssn, and that the "case number" he provided and claimed was the court case number was not valid. Mr. King proceeded to curse me, call me a liar, tell me I didn't know what I was talking about, told me to get a job, claimed a recording which would prove he had not left a ssn the first time he called (I informed him that nowhere in his current conversation had he informed me that the call was to collect a debt and was being recorded, thereby a violation of the FTC debt collection practices) and then hung up on me. I called back and Mr. King answered immediately. He told me I was harassing him and that he was going to file legal action against me. I asked to speak with his supervisor and he again repeated his threat, but did transfer me to his supervisor, a Brian Evan. I provided Mr. Evan a very brief synopsis and instructed him again that NO ONE from Rubin & Yates is to phone this number again, or I would file a complaint with the Pendleton County sheriff as instructed by the clerk at the court office.[/SIZE][/COLOR]

I just got a message from these guys in which the guy stated I was the emergency contact number for my brother and they needed me to call back immediately. Before calling back I typed Ruben and Yates in Google and got this forum. Glad I did. I passed the info on to my brother and let him know these guys were cons. I can't wait for these guys to call back so I can destroy them verbally. Thanks for all the previous posters taking the time to help us all out and avoid a scam.

These people called and knew everything about my wife over my debt. They not only left messages on my parents answering machines saying they were going to have me arrested for fraud, but they called the mother in law of my sister! They called everyone they could connect to me before actually calling me. My wife made an agreement to pay before we saw this because they said we only had till the end of the business day to arrange to pay or they would have me arrested for fraud! Mr. Brian Evans represented himself from the legal department of a law firm. Luckily, my wife charged the first payment to her credit cards so we will now have proof that they are not lawyers. I will however be contacting the BBB and my own attorney to have them sued for misrepresentation and fraud. When I get done with them, they will be paying me back for what I paid off. Hope they had fun with their fraud.

I just called my credit card companies and had the charges reversed for fraud. My bank is also stopping all money from being withdrawn from my account. I will be taking copied pages of this blog to court to file charges. Captial One advised me to contact the local police for fraud charges against them. If they plan on filing charges against me then I guess they can have the chair right next to mine because they will have fraud charges too. They only tape the part of the conversation of you giving them your information for payment. They do not tape the rest where they falsly represent themselves as attorneys. Michael Rentoul claims to be an attorney when he is just part of their little created legal department. They are just scam artists in suits.

Wow i am glad i looked these guys up they were so rude to me i wanted to find out who they were boy am i glad i did but not after they scared my 82 year old grandmother and called my uncle who i havent seen in probably 10 years what a bunch of crooks and losers

These guys called me today threatening a fraud suit...and $4200 in court fees...and just all kinds of OMG..What do I do now?! type stuff. Once I recovered from the blind side, I called this guy Michael back, and he wouldn't give me a straight answer to save his life. I went from expecting a judgement to be decided tomorrow to thinking these guys are completely full of doo-doo...Glad to see I'm not the only one who has come to this assessment of these jerks. Thanks! :)

I just want everyone to know that these guys are still at it! Why hasn't anyone stopped their thuggish ways yet?!

They also did this to, told me they were going to have me arrested for fraud it scared me to death I ended up paying them over triple what my debt was. When the debt was payed in full I asked them for the information on the accounts so I could prove that it was paid off and they said they did not have the information. How could I be so stupid???

He is the same person who harrassed me I wish I would have seen this before I paid them over 3,000.00. But he was going to "have me arrested for fraud" and "Sue me for my debt" now I am not even getting the information that the debt is paid... They should be stopped!!! But I would not know how to go about it and it would probably cost more than I have in it to do it...

We too are victims of their b.s. We foolishly paid them $500.00. They say we stil owe them aprox. $3,500 and if we don't pay they will take us to court and sue us for court fees etc. Mike R. also told us because there were insufficient funds in our acct. when he tried to take another $150.00 we are in violation of interstate bounced check law or something like that. We shouldn't have given him the checking acct. info. at all. We have sinced changed the acct. He told us to get a prepaid debit card and pay him that way. We did. We were going to pay by check and he said we couldn't do that. He also lied and told my husband it was 3 hsbc accts, then changed his story and said it was two. No more information was given to us other then that. He has given us no documentation what so ever other then we paid $500. At this point, we will pay no more. We feel we are being treated poorly and very unjust. Has anyone actually gone to court with them. If so, PLEASE let us know.

I received a message on my answering machine from these people. The thing about them is that they get your number out of the blue and try to make a connection with you. The tone of the voice sounds serious and pushy, but I wouldn't call them back. This is how they make a living and enough is enough. It will only work for so many people.

... They actually called my mom, who lives in another state. She never answers her phone for private or 800 numbers, so they left her a message. They stated I was a person of interest, stated a case number and that I or my lawyer should contact them immediately... Well here's hoping they move on and don't keep calling.. Oh.. I know it was rueben and Yates because I called the 800 number, then hung up after the guy answered...then I googled...To be continued....

I got a verbal message on my phone from these people with the same phone number. You should report them to the police if you know them. I have seen many blogs from others about it and it is very serious. This man called me and told me that he was a lawyer for these two people I know and that they had a formal complaint on me. He didn't didn't know that the people they mentioned was my daughter and her exhusband. I was very distressed. Why I say this is that someday they might be responsible for someones death. I am clinically depressed and suicidal but have never acted on it. They can call someone in the same position who might act on it when they get a message like that. Alot of people are blogging about them and have web pages and they want to know about them.

I have now received 2 voice messages from these jokers also stating that someone has filed a complaint against me with my social security number. From the post I am reading I can not believe they are still in business and harassing people. I as well never answer numbers on my phone I do not know. Oh and its a cell phone that is unlisted and has been since I received it 15 years ago.....what the heck!

So today (9/05/2012), I get a phone call from a good friend of mine that lives in Florida, where I lived for many years, but haven't in almost 4 years.... She procedes to tell me that a "lawyer" left a msg on her cell phone, and that she saved it for me. Now, truth be told, when I was younger & dumber, I did a fair amount of crappy things- financialy and otherwise. But nothing MAJOR. Nothing prosecutable. Nothing meriting my FRIEND being called on her cell phone...So, after I hear the msg from this "lawyer", I'm kinda freakin out, thinking "what did I do that this guy is calling HER about?!?"... Within an hour, they had called my friend who lives 1500 miles away, my parents home, and both my mother's work and her cell phone. WTF? So, I call them back, under the guise that I am my friend, returning their call. :cool: I know, super slick, lol. The guy continues on & on about how he has to hear from me in order to avoid his "client" proceding wth filing court papers, and how I can avoid court & legal fees by contacting them today, yadayadayada.... He then made the mistake of saying that he had been trying to contact my parents via mail & phone for some time, unsuccessfully. *DING*... it all came together for me at that point .......BILL COLLECTOR..... As soon as he said that, I knew everything was cool, because the statue of limitations has passed on the debts that I incurred in college, and I'm now in my 30's...How can they misrepresent themselves as lawyers? They seriously gave me a serious of anxiety attacks, to the point I increased my Valium dosage for the day. Like I said, they're a bunch of douchers.

Sounds like they might be scammers... good call on not paying.