Rubin and Yates
Date: Fri, 06/20/2008 - 15:37
There and Jacksonville, FL.
My mother received a message from them today, and for once they weren't trying to reach me they were calling for my brother. They mentioned my mother by name and threw in words like Our Firm, Fraud, Case Number, State Statutes, etc. He actually throws the "State Stautes" in at the last sentence of the phone message, along with some other legal mumbo-jumbo, that absolutely makes no sense and isn't even a complete sentence. It was like he was just trying to fit those words into the phone message, making it sound all official like it was from an attorney's office, and it really sounds just plain silly and makes absolutely no sense.
So, after a quick Google of the company name and their phone number from the caller ID, and making sure my mother had not co-signed any loans with my brother, I had all I needed and called Mr. Price (the idiot that left the message) back. I'm not going to go into all the details of the conversation, and unfortunately I didn't have a way to record it, but suffice it to say Mr. Price started trying to use the same BS lines on me while I was talking to him. Once I started firing back listing off the fdcpa violations he made in the phone message, first and foremost leaving someone's personal business on a third party phone, he starts sputtering and advising he would remove my mother's phone number from my brother's account.
Funny thing, I do believe I had that same conversation with Mr. Price a few months ago, for pretty much the same reason: they called my mother looking for my brother. Unfortunately, I didn't document that last experience because it was a much more civil conversation I had with Mr. Price back then and I didn't think I would hear back from him.
What and idiot I was!
I advised Mr. Price of my "three strikes and you're out" policy and let him know if my mother gets one more phone call from him or his company, I'm going to take the message he left on my mother's phone and play it for an attorney and we would sue for violating the FDCPA.
Just wanted to see if anyone else had ever experienced dealing with them and what it was like.
Hi, Now-a-days, CAs have become pain-in-the-neck. Every now a
Hi,
Now-a-days, CAs have become pain-in-the-neck. Every now and then you will find someone harassed by a CA. Though I was never harassed by these CAs but I should mention the name of allied interstate, they really made my life hell. Many community members must have gone through the ordeal of handling the CA ???????? ???????Rubin and Yates???????.
Bye
Oh, I could probably write a novel chock full of my own personal
Oh, I could probably write a novel chock full of my own personal stories of being harassed by CA's, and this has only been over the past year. As I've said before, I know not all CA's are crooked, illegal, and extortionists; however, I think I have defied the odds as pretty much all of the ones I have dealt with have been just plain awful and should be shut down.
And there is no way in heck a third party, like my 70 year old mother, should have to endure the crap some of those CA's like to throw out while trying to get in contact with a debtor. They harass the third party just as bad, or even worse, as they would the debtor, which is illegal according to the fdcpa.
Whether they think it is or not!
that post isnt even worth a response, please dont reply to it...
that post isnt even worth a response, please dont reply to it....this is being sent to moderators to be deleted because such garbage is not allowed in this forum per the TOS. I will, however, point out the laughable irony in the fact that someone who cannot spell to save his life is posting to call someone else "stupid"....thanks for that much anyways!
One other point sky, this person is so dumb that they don't real
One other point sky, this person is so dumb that they don't realize they are posting to an original post that is several months old now.
Yeah, that was my first thought too, the bozo didn't even realiz
Yeah, that was my first thought too, the bozo didn't even realize he was replying to a thread well over a month old. Things must be pretty slow down at the old CA, he has to revive old threads to post hateful BS like that.
And if protecting my 70 year old mother from CA's abusing her over debts that aren't even hers, then "Yes" I'm guilty as heck. All the CA's that have any reason to be contacting me, should have my correct contact information. My address and phone number has never changed, the OC's had them so the CA's should have them too. There is no earthly reason they should call my mother.
Besides which, if you had completely read, or more importantly comprehended what you read, you would have noticed I advised this CA was calling for my brother.
Obviously this person has never read any of my other posts, so he has no idea what my personal situation is. I am not a professional debtor on a fixed income, constantly moving to avoid my debts. I was gainfully employed until February 2007 and lost my job due to medical reasons. I am now back at work, after almost a year-and-a-half of unemployment, and am actually looking into CCCS services so I can start taking care of these debts.
Believe me, during the time I was unemployed, I had no income; a fixed income would have been more than welcome!
So before you post a "one size fits all" tongue-lashing on what a deadbeat I am, please do a little research into my background before you start posting incorrect opinions into my personal character.
Putz!
That's Funny! I can see why the qualifications for being a coll
That's Funny! I can see why the qualifications for being a collector are a HS Diploma or equivalent (G.E.D. = Good Enough Diploma)
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i wouldn't even go that far nascar.maybe if you show a pulse you can be a collector.just a thuoght.
Removed by Shazzers Reason: Personal attacks are against TOS ru
Removed by Shazzers
Reason: Personal attacks are against TOS rules.
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the only problem is a TROLL who has too much time on there hands at the CA.the only pill you have given is hard to swallow.
so i will call for a moderator to lock this thread.you have done nothing but attacked people and been a typical troll.save your response junior,i couldn't care less what you think.about anything.
Apparently Everyone wants to attack me because I speak the truth
Apparently Everyone wants to attack me because I speak the truth. That's the problem with society today. No one wants to hear the truth. But No one said anything about UnemployedRon Slandering Mr. Prices' reputation. Everything was okay then. Why? Now that someone excercises the right of "Freedom of Expression" he has to be called names. The Problem again doesnt lye with me. It lies with those of you that can't understand the common sense of this entire situation...and How dare you Bash Me for Speaking the truth.
So Devil contact your moderator. In fact let me do it for you. That' way they'll have me, you and the skydyvers request of me speaking the truth and your hatred toward that and Mr. Rons Slander. Which by the way is a serious offense especially in a public forum. Removed by Shazzers
Reason: Personal attacks are against TOS rules.
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you are really daft,stupid,idiotic.how's that for an attack?by the way defending a criminal collection agency,but calling us the criminals is hypocrtitcal of the first magnitude.i'll leave you with this thought troll.i would ask you to look in the mirror,but
since you are not capable of casting a reflection that is pointless.good night loser,hope the people you call to violate all
laws of collecting and decency give it back to you.
Removed by Shazzers Reason: Personal attacks are against TOS ru
Removed by Shazzers
Reason: Personal attacks are against TOS rules.
Guys, this bozo isn't worth the sniping at all. He can post wha
Guys, this bozo isn't worth the sniping at all. He can post whatever he thinks about me, but he will not even be close to an accurate representation of me or my life. And quite frankly, I don't care if he has it wrong or right as his opinion does not matter at all to me.
So just leave him alone and he'll eventually get tired and go away.
I do wonder, however, how he got the age of my mother correct. If this is Mr. Price, or someone Mr. Price knows, and personal information regarding me, my brother, or my mother is being divulged to third parties by Mr. Price, then he might have a whole other legal situation on his hands besides simple fdcpa violations.
Removed by Shazzers Reason: Personal attacks are against TOS ru
Removed by Shazzers
Reason: Personal attacks are against TOS rules.
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sorry ron,but i can't let this lowlife spew his collector venom and not respond.i checked in tonight,wasn't going to,but glad i did.so you train collection slime?how proud you must be.by the way saying someone's drunk is also slander,but i forgot your collection slime.you are always right and we are always wrong.
oh i reported this thread as spam.so have your fun doofus it will
be dealt with in the morning.again,sorry ron but i couldn't let this gutless wonder just get away with his blatant lies.
Well Geez! Hate I missed it! Would have been funny to see what
Well Geez! Hate I missed it! Would have been funny to see whatever garbage he had decided to come back at me with.
Not important at all, though.
I'm thinking it might be good idea for a moderator to go ahead and lock this thread though. We've stroked EmployedJon's ego a little too much already, as it is, and we need to just shut down his attention seeking posts in this thread before it gets any more out of control.
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wonderful commentary troll.felt articulate today huh.great,now go harrass people who haven't been here yet.
LOL! Couldn't have said it better myself, PaulMergel. You kn
LOL!
Couldn't have said it better myself, PaulMergel. You know, Guest/Complainers, a little proof reading, before you post, can go a long, long way.
Rubin and Yates part of a bigger network
I started receiving automated phone calls from these yahoos back in January. No information was every left... just a vaguely threating message. After a few of these I got tired of hearing the messages so I called them. Immediately, I asked what kind of company they were. The guy on the phone wouldn't directly answer and wanted my name. I asked if they were a law firm, and he replied "we have a legal department." I laughed and hung up.
I sent them a certified debt validation letter and they stopped bothering me. But, a few months later someone called from "Brewer, Michaels, and Kane" with a bogus attempt to collect on a debt that was far outside the statute of limitations and was so old it wasn't even on the credit report. During this call I was verbally abused and harassed by 2 different people, 1 of whom was supposedly a paralegal but whose knowledge of the law seemed to be derived from watching Boston Legal. He kept telling me that they were going to submit an affidavit alleging malicious fraud on a nearly 8 year old debt. What a joke!
Brewer, Michael's and Kane and Rubin and Yates all operate out of a certain part of NY State, and all seem to be related to Tri Financial. I've already retained an attorney to pursue a law suit in Federal District Court based on the fdcpa, and filed complaints with the FTC and NY. I'm going to also get ahold of the fraud unit at the Attorney General's Office in New York to see about getting these losers criminal prosecuted.
Way to go, Irritated! If more people stand up for themselves, l
Way to go, Irritated! If more people stand up for themselves, like you, then these yahoos would quit with the fdcpa violations. They would probably get tired of being drug into court all the time and have to.
I think I asked the man I spoke with their if they were an actual law firm, and he advised they had a legal department. I told him he needed to stop making his company sound like it's a law firm in the messages he leaves as that's a violation of the FDCPA. He was reluctant to even tell me the name of his company, even after he had already left it in the message he left; I had to ask him 4 times!
Rubin & Yates
Mr. Hollister from Rubin & Yates is a fraudulant debt collector who tried to hard. His number is 1-866-237-6191 ex 112. He left a message on my mothers answering machine with a bunch of BS and even went as far as to leave part of my social security number on the message. I read another response and couldn't believe that this company can get away with this crap. Thanks for listening.
Still going...
I know this thread is old, but a brief rant might be good therapy. They called threatening impending legal action, so I caused all kinds of grief by staying home from work at the last minute. Folks are really mad. I learned who they are at rubinandyates.com, called them and acted very nice - like I wanted to resolve a debt, which I would if I could (already in garnishment; ugh). Turns out the debt is invalid or fraudulent - an old Texaco credit card we overspent and then painfully paid off years ago. Texaco has no record of me in their system at all any more. I don't know the next best course but to tell them to put me on their do-not-call list. Do they have to comply with telemarketing rules like that? Is attempting to collect on an invalid debt a prosecutable offense? (Like I can afford to do that.) Argh!
I love collection agencies. They help banks get money back that
I love collection agencies. They help banks get money back that is rightfully theirs. Why does everyone have a problem with that? Do you really think someone is going to call you and say "Hi! How are you today? Do you wanna pay your bill today ?" (with the debtor obviously going to reply NO ) "oh, okay, you don't want to pay, have a GREAT DAY!!" Never. You will probably get harrassed, and calls will probably be made to everyone you know until that debt is paid. Otherwise no one would ever pay back their debts. You have to go extra extra hard to recover debt. You can't be customer service style with people or they will just put the bill off forever. Letting debts go out of stat is a scumbag move if you ask me. If you owe something simply pay it or find a way to.
"Texaco has no record of me in their system at all any more"
"Texaco has no record of me in their system at all any more"
if the debt has been sold they wouldnt have you in their system anymore. And if it was paid, you simply provide the agency with a letter of proof that it was paid, also the credit report should also reflect that it was paid if it is listed there.
"tell them to put me on their do-not-call list"
that doesnt apply to collection agencies.
Poop.....for a lot of people that is easier said than done, espe
Poop.....for a lot of people that is easier said than done, especially right now. People are out of work and their priorities are rent, light and food. Car payments and gas....how else do you get to work or an interview??
I am an ex collector. I would never have pulled any of the stunts that alot of collectors are guilty of today. Laws are being broken left, right and center. There is no reason for a collector to yell, shout or degrade.
A lot of credit card companies have brought defaults on themselves by rate jacking and charging outlandish rates. People want to pay, but it becomes futile when their rates are doubled or tripled.
Rubin And Yates
Rubin and Yates somehow got my boyfriend's phone number and looked up on the internet and found people that he could be related too. They called the people on that list and left detailed messages on their answering machines about a debt that I am suppose to owe. Then they called me and told me that they were going to turn my name into the county jail here where I live. Even if someone owes a debt, they do not have the authority to tell others about the nature of that debt. They also shouldn't threaten them with jail unless it is lawful. What they have done to me is illegal and I want to start a lawsuit against them.............
I did recieve a call from Rubin and Yates earlier this week. I t
I did recieve a call from Rubin and Yates earlier this week. I talked to a Michael Rentoul who said he was the supervisor of the department. When he first announced why he was calling he said that I was being sued for taking a fraudulent loan out and refusing to pay Chase Bank back? He said that I needed to make arrangement TODAY before they closed to avoid a $800 attny retainer fee. He talked to me about my husbands and I seperate credit card accts. They were not a joint accts. He quoted something about being in the statue of limitations and I told him that I couldnt approve any transactions without discussing it with my husband. He gave my some kind of 1 time payment and a option to pay in 3 payments but the cost was double the price for the 3 payment option. With the economy the way it is Im sure the CA businesses must be booming. Im new to all of this collection process because I lost my job earlier this year and unable to pay some of my bills.