national arbitration

Date: Fri, 10/26/2007 - 10:15

Submitted by anonymous
on Fri, 10/26/2007 - 10:15

Posts: 202330 Credits: [Donate]

Total Replies: 4

I went to my parents house a couple months ago and my mom gave me a letter from a debt collection company that siad that they were taking me to National Arbitration and that a award could be entered against me. I didn't get the paper at least a couple weeks after it was sent to my parents home, where I have not lived for 7 years. The paper was not dated anywhere, nor did it say when this "arbitration" was to take place. Don't they have to at least notify me at my proper address, and send it to the right person, and let me know when the letter was sent/written?
I just sent a validation letter to the law firm handling this account. Anyone have any idea what might be going on here? Thanks!
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That is very strange! It sounds to me that it is a scare tactic.

That is very strange! It sounds to me that it is a scare tactic. For arbitration you or your attorney have to be present. Do you know the name of the firm that sent it to you?

lrhall41

Submitted by Frogpatch on Fri, 10/26/2007 - 10:47

( Posts: 5381 | Credits: )

NAF are a bunch of slimy people... The do not follow the law...

NAF are a bunch of slimy people... The do not follow the law... They make it up as they go to suit their needs as long as with the needs of the clients... Dont let them push you around

lrhall41

Submitted by fdxguynzona on Fri, 10/26/2007 - 10:59

( Posts: 24 | Credits: )

Meant to add... Make sure all your addys are correct on your CR.

Meant to add... Make sure all your addys are correct on your CR. make sure all your bills have your current addys... NAF is notorious for slipping a default judgement when all the paperwork was sent to an address where you currently lived...

lrhall41

Submitted by fdxguynzona on Fri, 10/26/2007 - 11:01

( Posts: 24 | Credits: )

here is the funny thing- I have pulled all of my credit reports,

here is the funny thing- I have pulled all of my credit reports, and all of my bills come to my current address and all the credit agencies have my current address on file. That is my question- how was I even supposed to defend myself when such an important paper was mailed to the wrong address? It is like they didn't want me to get it! I never would have, but my mother gave it to me, weeks after it had come to my parents house. Furthermore, THERE WAS NO DATE ANYWHERE ON THE LETTER. So how am I supposed to know when it was delivered, or exactly how many days had passed since the letter was written? I am having a hard time believeing that a default judgement can be made over this paper.
I sent out a letter to them to validate the debt, so we will have to see what happens. I think the SOL is up its from 1999~ and I am in Illinois, where the SOL in 5 years.
I just don't know what to expect now.

lrhall41

Submitted by on Fri, 10/26/2007 - 14:50

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