Need some advice, please!
Date: Tue, 06/05/2007 - 21:14
I have two credit cards that have been turned over to CA's. Basically I know that I owe these, but I have lost the agreements that I signed with the credit card companies with the credit limit, interst rate, ,how much in fees, I was going to have to pay and that the card would be charged with before I even got the card, etc. If I'm not mistaken the credit limit was like 300.00 and 150.00 of that was a one time fee they charged to the card, which left me only 150.00 to actually use. Now I have 2 questions. Do I need to send the CA's a letter of valadation still will it and should it contain that information? The next question is would it be possiable to get them to drop the 150.00 in fees or at least lower that amount so I can pay them back for what I actually charged? Any suggestions?
Always send a dv letter to protect yourself.Send it certified re
Always send a dv letter to protect yourself.Send it certified return receipt.
Also, don't forget the collection agencies charge interest-so as
Also, don't forget the collection agencies charge interest-so ask them in your dv letter to explain all charges, and how they came up with them..Good Luck..Karen
