I RECEIVED A CALL FRO PROTOCAL YESTERDAY ON A CRDIT CARD FROM 2004!!! I HAD CANCELED THE CARD AND THEY SAID DUE TO A 200.00 BAL THAT IS NOW OVER 900 DUE TO INTEREST.I ASKED FOR A SUMMARY OF THIS CARD AND WHY IT TOOK SO LONG AFTER 9 YRS!!! THEY KEPT TRYING TO GET ME TO TAKEMAKE PAYMENT ARRANGEMENTS OR SETTLEMENT. I KEPT INSISTING FOR THEM TO SEND ME SOMETHING IN WRITING CONCERNING THIS ACCOUN. I FINALLY HUNG UP ON THEM. I CALLED BACK TO SPEAK TO A MANAGER AND THEY CONTINUED TO PRESSURE ME I FINALLY HUNG UP AGAIN. WHT DO I DO NOW??? THEY ARE THE MOST HORRIBLE PEOPLE TO TALK TO. SO UPSET THAT I HAVE AN OUTSTANDING BILL THAT SUPPOSE TO HAVE BEEN 200 NOW IS OVER 900??!!!
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.