Palisades...

Date: Sat, 05/19/2007 - 23:44

Submitted by anonymous
on Sat, 05/19/2007 - 23:44

Posts: 202330 Credits: [Donate]

Total Replies: 4

I am in the process of attempting to purchase a new car and found 3 items from Palisades. My first reaction was to swallow my pride and pay them, but I am now scared that paying them won't accomplish anything. Assuming I settle with them, what can I do to get some sort of validation out of it? I am short on time due to the fact the auto loan expires in less than 30 days. ANy advice?

Well I guess my first question would be...Are these debt yours?

Well I guess my first question would be...Are these debt yours? I realize that time is short for you but I would send them validation requests...

lrhall41

Submitted by Leah on Sun, 05/20/2007 - 07:57

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Well if you are pressed for time,you can do a combo dispute. Sen

Well if you are pressed for time,you can do a combo dispute. Send dv letter to collector. Once they receive it,do a dispute with the credit bureaus.If they verify tradeline before they have provided validation of the debt,they just broke the law.Use the fdcpa violatons to force a delete.Another option that I am unsure of is to ask lender if rapid rescore is available for your loan. It would ignore the disputed debt and get you into your vehicle.

lrhall41

Submitted by cajunbulldog on Sun, 05/20/2007 - 08:03

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sorry for the dumb question, but can you elaborate on tradeline?

lrhall41

Submitted by on Sun, 05/20/2007 - 08:49

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tradeline is the term used to describe an account listing on you

tradeline is the term used to describe an account listing on your credit report

lrhall41

Submitted by cajunbulldog on Sun, 05/20/2007 - 09:16

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