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I live in Indiana and was wondering what the SOL is for accounts like old utility bills, and credit cards. I am divorced and there is still things on my credit report still showing owed from 2003. Is the SOL is good

Seems the SOL for Indiana is 6 years for open account and written contract. So- basically 6 years for just about everything (except judgements). So anything from 2003 should be SOL in 2009. It should be off your credit reports in 2010.

Sub: #1 posted on Fri, 08/29/2008 - 08:52

goldenbast goldenbast
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Check and see if Indiana has incorporated the UCC into state statutes. Utilities are generally covered under the UCC SOL of 4 years. Reporting period would still be 7 years + 180 days from date of first default

Sub: #2 posted on Fri, 08/29/2008 - 09:09


Here's the link to the IN state legislature ive/ic/code/

Sub: #3 posted on Sat, 08/30/2008 - 03:29

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