SOL time period
Date: Thu, 08/07/2008 - 07:02
SOL in TX is 4 years from date of last payment. It is the amoun
SOL in TX is 4 years from date of last payment. It is the amount of time that legal action can be brought against you. Reporting period is 7.5 years from the date of first default. Neither expiration of SOL or reporting period extinguishes the debt. An unpaid debt is collectible forever. If it's that old, send the CA a full cease comm FOAD letter.
FOAD= F' Off AND DIE Cease Comm - never contact you in regards
FOAD= F' Off AND DIE
Cease Comm - never contact you in regards to this debt again - they get 1 more contact after receiveing it to inform you a)collection efforts are ceasing or b)what they intend to do ie. sue (which they would lose in you case. Here's my most recent