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List of resources

Date: Sat, 02/23/2008 06:24

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I am posting these links since they are the most useful and commonly used links to information that members and guests have here in the forum, it would be great if it could become a sticky. But in the mean time I'll just link it via my signature.

debt validation

Fair Credit Reporting Act

Fair Debt Collection Practices Act

SOL by State

Attorney Generals by State

Federal Trade Commission

National Association of Consumer Advocates

Legal Services Corporation, a non-profit institution funding by the federal government

Division of Corporations by state

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Total Replies: 14

No problem, that is why I am here.
Here are some additional resources I wanted to add-

The three major credit reporting bureaus:
Equifax
Experian
Transunion

Here is where you get your free annual credit report entitled by the Fair Credit Reporting Act

Sub: #1 posted on Sat, 02/23/2008 - 16:29

JCEMT
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(Posts: 2934 | Credits: )

Hey! Can I jump on the bandwagon of useful links? I just found these three links and I think they can be super helpful. They are the links to the 3 credit reporting agencies for when you get an adverse action (a decline), or you are about to look for work, or are on welfare???????any of these???????but they give you free credit reports for these things.

I tried one just to see???????used the name of some company that declined me years ago..and surprise surprise..it worked..got a free credit report.

so..here they are:

Transunion: http ://annualcreditreport.transunion.com/t...ntSituation.jsp

Experian:
http://www.experi an.com/reportaccess/index.html

Equifax:
https://aa.eco nsumer.equifax.com/aad/landing.ehtml

Sub: #2 posted on Sat, 02/23/2008 - 16:45

goldenbast
Moderators Cum Industry Expert
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Hi Jcemt, thanks for all your great work. I have made your topic a sticky. It will be helpful to many people around.

Sub: #3 posted on Mon, 02/25/2008 - 09:51

Mike

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Guide to recording telephone conversations

Sub: #4 posted on Wed, 02/27/2008 - 16:53

JCEMT
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Special thanks to unclewulf for this link regarding garnishment laws fro all 50 states:

h ttp://fair-debt-collection.com/state-wage-garnishments.html#46

Thanks Unclewulf!

Sub: #5 posted on Thu, 04/03/2008 - 04:09

JCEMT
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New Link to Fair Credit Reporting Act

Sub: #6 posted on Wed, 04/09/2008 - 06:14

JCEMT
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very nice resources. i also found some useful article here debt consolidation articles

Sub: #7 posted on Fri, 04/11/2008 - 07:37

livelyfun.com

(Posts: 4 | Credits: )

Here is another one:
Payday Loan legal status by state

Sub: #8 posted on Fri, 04/11/2008 - 17:04

JCEMT
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Here are some new judicial links.

Gen eral information on vacating judgments

WEX legal dictionary

Federal government resources, guide to civil procedure by state/district

Sample letter to vacate judgment

Sub: #9 posted on Sun, 04/13/2008 - 13:37

JCEMT
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Special thanks to Goldenbast for this contribution!

Texas consumers may use this section as an enclosure with their validation letters as well, it outlines Texas Financial Code that requires them to delete credit report entries within 45 days if they cannot validate.

Title 5 SECTION 392.201

Sub: #10 posted on Wed, 04/23/2008 - 07:13

JCEMT
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