I am posting these links since they are the most useful and commonly used links to information that members and guests have here in the forum, it would be great if it could become a sticky. But in the mean time I'll just link it via my signature.
Hey!
Can I jump on the bandwagon of useful links? I just found these three
links and I think they can be super helpful. They are the links to the
3 credit reporting agencies for when you get an adverse action (a
decline), or you are about to look for work, or are on welfare???????any
of these???????but they give you free credit reports for these
things.
I tried one just to see???????used the name of some company that
declined me years ago..and surprise surprise..it worked..got a free
credit report.
Special thanks to Goldenbast for this contribution!
Texas consumers may use this section as an enclosure with their
validation letters as well, it outlines Texas Financial Code that
requires them to delete credit report entries within 45 days if they
cannot validate.
Here are some additional resources I wanted to add-
The three major credit reporting bureaus:
Equifax
Experian
Transunion
Here is where you get your free annual credit report entitled by the Fair Credit Reporting Act
Sub: #1 posted on Sat, 02/23/2008 - 16:29
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I tried one just to see???????used the name of some company that declined me years ago..and surprise surprise..it worked..got a free credit report.
so..here they are:
Transunion: http ://annualcreditreport.transunion.com/t...ntSituation.jsp
Experian:
http://www.experi an.com/reportaccess/index.html
Equifax:
https://aa.eco nsumer.equifax.com/aad/landing.ehtml
Sub: #2 posted on Sat, 02/23/2008 - 16:45
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Sub: #3 posted on Mon, 02/25/2008 - 09:51
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Sub: #4 posted on Wed, 02/27/2008 - 16:53
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h ttp://fair-debt-collection.com/state-wage-garnishments.html#46
Thanks Unclewulf!
Sub: #5 posted on Thu, 04/03/2008 - 04:09
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Sub: #6 posted on Wed, 04/09/2008 - 06:14
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Sub: #7 posted on Fri, 04/11/2008 - 07:37
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Payday Loan legal status by state
Sub: #8 posted on Fri, 04/11/2008 - 17:04
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Gen eral information on vacating judgments
WEX legal dictionary
Federal government resources, guide to civil procedure by state/district
Sample letter to vacate judgment
Sub: #9 posted on Sun, 04/13/2008 - 13:37
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Texas consumers may use this section as an enclosure with their validation letters as well, it outlines Texas Financial Code that requires them to delete credit report entries within 45 days if they cannot validate.
Title 5 SECTION 392.201
Sub: #10 posted on Wed, 04/23/2008 - 07:13
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