Stipulated general judgment for CC debt -- help!
Date: Mon, 04/20/2009 - 13:39
I was recently sued by a local attorney for a defaulted credit card. This happened at the same time as my being laid off from my job. Before the layoff and right before I received a Summons and Complaint, I sent the lawyer a letter proposing a payment plan wherein I would pay $75.00 per month. About a week or so after the layoff, the attorney sent me a Stipulated General Judgment and Covenant Not to Execute. The gist of it is this: if I pay the $75.00 per month, they won't take further legal action.
I guess my question is, what do I do now? I'm working on a very part-time basis for my old employer (10 hours per week) and $75.00 is a lot of money to me right now. I'm also leery of signing anything called a judgment. Should I sign the paperwork? File my own answer with the court? Do nothing? I need to hurry and do SOMETHING -- the Summons/Complaint served on me on March 27, so my 30 days are almost up.
Please help.
I guess my question is, what do I do now? I'm working on a very part-time basis for my old employer (10 hours per week) and $75.00 is a lot of money to me right now. I'm also leery of signing anything called a judgment. Should I sign the paperwork? File my own answer with the court? Do nothing? I need to hurry and do SOMETHING -- the Summons/Complaint served on me on March 27, so my 30 days are almost up.
Please help.
Likely the payment amount was in response to your letter of 75.0
Likely the payment amount was in response to your letter of 75.00 a month. Have you attempted to contact the attorney to see if something different can be worked out due to the change in your situation?
I would file a response to the summons even if an arrangement was made or will be made because you don't want to get caught with your pants down incase they decide to get nasty and potentially obtain a default judgement for your lack of response.
