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Instead of moving legally, can I stop a debt collector from contacting me?

Submitted by SimondEl on Mon, 05/13/2019 - 23:40
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Instead of moving legally, can I stop a debt collector from contacting me? I want to repay the edbt but I need some time which they are not giving and calling me.


You can at first ask for the debt validation letter.
Then after validating the debt, if you can't negotiate with them on your own, you can contact a consolidation or settlement company to negotiate and handle the debt repayments on your behalf.


Submitted by Good Nelly on Tue, 05/14/2019 - 07:33

Good Nelly

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You can send a cease and desist letter to stop a debt collector from contacting you. But if the debt is valid, then I would suggest you to send this letter. But if your plan is not negotiate with creditors directly, you can certainly do that. No issue. You can write in the letter that you want to settle with your creditors directly.

If you just need time to pay off debt, then tell that to the debt collector. Don't send the Cease and Desist letter in that case.


Submitted by Nick Jonas on Tue, 05/14/2019 - 21:56

Nick Jonas

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