What can be done in my brothers case?

Welcome to the Community :D I think I am confused! Why are they taking money out of your brothers account, when she is responsible, and signed the note?

If alot is woed on the car, and it is wrecked, I don't know that I aouldn't let them have it back. Did the insurance not pay for it being wrecked?

With a little more info- maybe we can put you in the right direction!..Karen I deleted your duplicate post for you

I will have to ask her what about the insurance money...this guy from what she tells me was abusive to her and well not a nice guy. My brother didn't want her getting behind and well said he would pay but now he is hurting for it..She is not very uh how do i say "get it done" kind of person...on the other hand i am a bit more get it done. I am trying to help them and i feel it is not right for her to be paying for the car that this guy wrecked. i would have fought him but she didn't even try ... bugs me... there has got to be some kind of debt solution to it...or get a loan to pay off these creditors that are jerks.

Not meaning to sound unkind- but this is her problem and her lesson to learn. I know you, and he are concerned, but unles she does something about this, she may not learn the lesson we all have to learn about our decisions.

If it is hurting your brother financially- he may have to tell her either to let the car go, or find another way to pay for it. You have to take care of yourself first, then help others, otherwise, you won't be in a positions to help next time. I did this for my youngest son, got him out of some financial ,messes, he didn't learn anything- and got himself right back in a bigger mess!!



Was the car totalled? Does a collection agency have this debt, or the original creditor, and how much is still owed?..KAren

I believe she stills owes like 7000.00 on the car. Trust me my brother is struggling with this one..I will have to ask her some more questions and get back on here. thank you for replying...I feel the same as you..she should get a job and pay for the mess she created.

If she still owes that much, I would want to know how much is the car worth now? She,or rather your brother, may be throwing good money after bad! Hopefully your brother won't get himself in financial trouble trying to handle this-plus, I don't know that it is a good idea that his info is on this deal-may come back on him--just a thought!..Karen

I have a question, how is it that anyone came to have permission to remove money from his account?

As far as I know, since your brother is not married to this girl, they cannot legally go after his money for her debt. I would check with your state's laws, and if your brother never gave them permission to touch his bank account, or if he revoked his permission for them to do so at any time, then he needs to talk to a lawyer right away. As far as I know, they cannot hold him liable for her debt unless he gives them permission to take his money.

If he did give permission and it is hurting him that badly, then tell him to inform them that they no longer have his permission to touch his account. He would possibly have to go to his bank and change account numbers just to be safe, but if it is hurting him this much he needs to do it.

Please keep up posted, and we will help any way we can!

If he does stop paying this, he may want to close his bank account and get a new one if they have his information they may continue to draw from his account, permission or not. I am with Bossy on the learning the lesson. Why should your brother suffer for something some other jerk did. Time for her to be a survivor and not a victim, move on, get a job and help pay for the mess she was involved in creating. I feel for your brother, hope he isn't being used here. I am also happy to see that you are concerned enough to come on here and find information for him. We are here for you.

It sounds as though your brother really cares for this girl and wants to help her out, how long have they been dating? Unfortunately it is dragging him down the tubes. I would just tell your brother straight up "what are you doing". Does this girl not have a job?

Also it sounds to me that perhaps the car didn't have insurance on it :cry: and it was her ex-boyfriends fault that the accident happened, and therefore just walked away scott free :twisted:

ladybug

I am in agreement with everyone here. It sounds like your brother may have just provided his account number on her behalf to have the money deducted. I think that she definitely needs to have some consequences. Like bossy, I don't mean to sound uncaring, but abusive or not, we are all responsible for our decisions. She may just have to take the hit. At least next time, she may think twice about signing for someone else's debt. Your brother sounds like a nice person who is trying to help, but it is really costing him alot. :-(

Yes, what lesson will she learn if he pays for it? I know he probably doesn't want to see her in trouble with this but they are not going to cart her off to jail, no since in the current relationship suffering because of an old one. How long have they been together? I hope she stays with him if he gets her through this. How old is your brother? Just curious.

It doesn't sound like she had insurance on the vehicle, if there was the insurance follows the vehicle, if she did not give the ex boyfriend permission to drive the vehicle then the insurance company may go after the ex. If she did not have insurance and state laws require it, she may have more debt then she is showing, if your brother is trying to save her credit rating, I would tell your brother if she is not responsible enough to have insurance on her car then her credit probably isn't good anyways,, I know your brother wants to help her, but I am with the rest,, she should learn from her mistakes, let her figure her way out of it, otherwise she will never learn how to take care of things on her own if someone always bails her out. My hopes are that there is insurance and hopefully no-one was hurt or any other property damage to anyone else's property! If the ex hit a telephone pole, then there will probably be more bills for her to deal with. I am a Auto Claims adjuster. Let me know if you have any questions.

If his name is not on the contract for the car, he is not legally bound to the car. If he wants to rid himself of the debits, have him open a new account with a different bank.