I currently have a subpoena of information for an old credit card debt, ca sent me a post card stating I had to come to a hearing but it didn't look legit to me because I thought if I had to appear in court it would've been on a different form so I didn't go. so now I have this subpoena and a threat if I don't comply a warrant would be issued. I tried to make payment arrangements or get a settlement in the past but it was refused. So what should I do now?
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.